Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 271–285 results
- Campco FCUShare CertificateCD · 6 months · $250 min
Credit union · Add a location to see nearby branches
4.05%APY$200 over 6 months on $10,000Requirements
Product: $250.00 minimum to open. Dividends calculated by the average daily balance method on quarterly statement cycle. Early withdrawal penalizes only earned dividends.
Rate checked
More details - American Airlines Federal Credit UnionShort-Term Share CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.05%APY$200 over 6 months on $10,0003.98% interest rate · Effective Jan 1, 2026
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More details - Artisans' BankFixed Rate Certificate of Deposit (CDs)CD · 6 months · $1,500 min
Bank · Add a location to see nearby branches
4.05%APY$200 over 6 months on $10,000Requirements
Product: FDIC insured up to $250,000. Early withdrawal penalty may apply. Monthly interest payment option available (transfer to another Artisans' account, external account, or credited to CD).
3.98% interest rate · Effective Jul 10, 2026
Rate checked
More details - Southern FCUCertificates of DepositCD · 6 months · $1,000 min · 4.05%–4.15% by balance
Credit union · Add a location to see nearby branches
4.05%APY$200 over 6 months on $10,000Requirements
Product: Minimum opening balance is $1,000.00. Early withdrawal penalty may apply. Dividends paid monthly. Interest compounds monthly.
Offer: Under $75,000 in Total Shares
Effective May 8, 2025
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $75,000Your amount 4.05% $75,000 and upOver $75,000 in Total Shares - Platinum Bump Up 4.15% Rate checked
More details - 4.05%APY$200 over 6 months on $10,000
Requirements
Offer: 180 Days CD
Rate checked
More details - Redwood Credit UnionPersonal Savings CertificatesCD · 6–8 months · $1,000 min
Credit union · Add a location to see nearby branches
4.05%APYwith conditionsRequirements
Product: Must be an RCU Member (live, work, or own a business in Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa counties; family member of a current Member; or work for a Select Employer Group). $1,000 minimum deposit. Early withdrawal penalty applies.
Offer: Requires active checking account (3 or more transactions per month, excluding 24-Hour Telephone Teller, fee, or dividend posting transactions).
Qualified rate · 3.98% interest rate · Effective Sep 16, 2026
Rate checked
More details - Leominster Employees Federal Credit UnionShare Certificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.04%APY$200 over 6 months on $10,000Requirements
Product: Membership eligibility required. Tier level determined by opening deposit, not subject to change prior to dividend posting. All Share Certificates post dividends at maturity.
Offer: Tier 1
4.00% interest rate · Effective Oct 22, 2026
Rate checked
More details - 4.04%APY$200 over 6 months on $10,000
Requirements
Product: Minimum deposit to open is $1,000. Daily balance method is used to calculate interest. For terms 12 months or less, interest is paid at maturity; for terms greater than 12 months, interest is compounded daily and paid annually.
Compounded daily · Effective Oct 21, 2026
Rate checked
More details - Citizens National Bank of TexasCNB Certificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.04%APY$200 over 6 months on $10,000Requirements
Offer: APY is based on an minimum deposit of $1,000. Rates are subject to change. A penalty may be assessed for early withdrawal.
Rate checked
More details - 4.04%APY$200 over 6 months on $10,000
Requirements
Product: Must maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.
Offer: Must maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.
3.97% interest rate · Compounded monthly · Effective Oct 13, 2026
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More details - Adirondack Trust CompanyCertificate of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.04%APY$200 over 6 months on $10,000intro rateRequirements
Product: Early withdrawal penalty applies. Fees may reduce earnings. APY assumes principal and interest remain on deposit until maturity.
Offer: Compounded Simple. CD special is available at any Adirondack Trust Company retail branch location. Offer good for a limited time only.
Promotional rate · 4.00% interest rate · Balance cap $1,000,000 · Effective Feb 18, 2026
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More details - First State Bank of RosemountCertificate of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
4.04%APY$200 over 6 months on $10,000Requirements
Product: Variable Rate (Rate may be subject to change); Fees could reduce earnings; Minimum to earn interest; Substantial penalty for early withdrawal; Early withdrawal of an IRA certificate requires an additional IRS penalty.
Offer: 182 Days Term. Semi Annual Compounding.
4.00% interest rate
Rate checked
More details - Mid-America BankCertificate of Deposit (CD)CD · 6 months · $500 min · 4.04%–4.30% by balance
Bank · Add a location to see nearby branches
4.04%APY$200 over 6 months on $10,000Requirements
Product: Tiered rates; special/jumbo rate available for certificate balances $250,000 & above when additional qualifications are met.
Offer: Standard rate; 182 Day CD
4.00% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY Any balanceYour amount 4.04% $250,000 and up 4.30% Rate checked
More details - Citizens Savings BankCertificates of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
4.04%APY$200 over 6 months on $10,000Requirements
Product: Early withdrawal penalty applies. Daily balance required for rate qualification.
Offer: Early withdrawal penalty applies. Minimum opening deposit $2500.
4.00% interest rate · Effective Oct 6, 2026
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More details - Mercer County Community FCUCertificate RatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.04%APY$200 over 6 months on $10,000Effective Oct 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,547 CDs at 3,998 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank