Bank · FDIC insured
First State Bank of Rosemount
A $146.1M bank headquartered in Rosemount, MN, with 2 branches in Minnesota. Best rates: CDs 4.04% and savings 0.75% APY.
First State Bank of Rosemount Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#49 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First State Bank of Rosemount
First State Bank of Rosemount is a family owned and operated bank located in Rosemount, Minnesota.
The institution has provided over 110 years of service to the city of Rosemount and the surrounding area.
- Headquarters
- 3025 145th St W, Rosemount, MN 55068
- FDIC certificate
- 9769 ↗
Branches
2 branches in Minnesota
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Minnesota
2 branches
- The First State Bank of RosemountMain office3025 145th St W, Rosemount, MN 55068Directions
- Rosemount Branch14490 Abbeyfield Ave, Rosemount, MN 55068Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 6.28% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.88% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.33% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $74 | $81 | — |
- CapitalLeverage ratio6.28%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.88%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.33%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$74Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First State Bank of Rosemount are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.