Credit union · NCUA insured
Leominster Employees Federal Credit Union CD Rates
Leominster Employees Federal Credit Union’s best CD rate is 4.25% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How Leominster Employees Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Worcester, MA, where Leominster Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Leominster Employees Federal Credit Union
4.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $425
Share Certificates of Deposit
Top rate
Hanscom Federal Credit Union
4.50%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $450
2nd-highest rate
Central One Federal Credit Union
4.45%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000
- $559
Leominster Employees Federal Credit Union CD score
85
CD score
Higher than 71% of U.S. banks and credit unions
- 3–8 months3–8 mo3.79%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.47%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Leominster Employees Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates of Deposit
Up to 4.25%APY · 4 terms
Membership eligibility required. Tier level determined by opening deposit, not subject to change prior to dividend posting. All Share Certificates post dividends at maturity.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsTier 1 | 3.79% | — | — | 3.79% | $187 |
| 6 monthsTier 2 | — | — | 3.79% | —3.79% from $25k | — |
| 12 monthsTier 1 | — | 4.25% | — | 4.25% | $425 |
| 12 monthsTier 2 | — | — | 4.25% | —4.25% from $25k | — |
| 18 monthsTier 1 | — | 3.47% | — | 3.47% | $525 |
| 18 monthsTier 2 | — | — | 3.47% | —3.47% from $25k | — |
| 24 monthsTier 1 | — | 3.44% | — | 3.44% | $700 |
| 24 monthsTier 2 | — | — | 3.44% | —3.44% from $25k | — |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 4.25%APY · 4 terms
Membership eligibility required. Tier level determined by opening deposit, not subject to change prior to dividend posting. All IRA Certificates post dividends at maturity.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 monthsTier 1 | 3.79% | — | — | 3.79% | $187 |
| 6 monthsTier 2 | — | — | 3.79% | —3.79% from $25k | — |
| 12 monthsTier 1 | — | 4.25% | — | 4.25% | $425 |
| 12 monthsTier 2 | — | — | 4.25% | —4.25% from $25k | — |
| 18 monthsTier 1 | — | 3.47% | — | 3.47% | $525 |
| 18 monthsTier 2 | — | — | 3.47% | —3.47% from $25k | — |
| 24 monthsTier 1 | — | 3.44% | — | 3.44% | $700 |
| 24 monthsTier 2 | — | — | 3.44% | —3.44% from $25k | — |
Sources (2)
All captured Sep 18, 2026
Who can join Leominster Employees Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.