Credit union · NCUA insured
Mercer County Community FCU CD Rates
Mercer County Community FCU’s best CD rate is 4.04% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Mercer County Community FCU’s CD rates compare
Compared with banks and credit unions near Hermitage, PA, where Mercer County Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Mercer County Community FCU
4.04%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $200
Certificate Rates
Top rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $169
Mercer County Community FCU CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo4.04%
- 9–15 months9–15 mo3.52%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mercer County Community FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Rates
Up to 4.04%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.04% | $200 |
| 9 months | 3.52% | $263 |
| 12 months | 3.25% | $325 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
Sources (1)
- mercomfcu.org/rates · captured Oct 6, 2026
Who can join Mercer County Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Mercer, Lawrence, Venango, or Crawford counties in Pennsylvania, or Mahoning, Trumbull, or Columbiana counties in Ohio are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step- and adoptive relationships) of individuals eligible through residency, work, worship, or school attendance in the designated counties are eligible for membership.
Cost to join
- Opening and maintaining a share savings account balance of $5.00 is required for membership and represents an ownership share.
Membership information collected October 5, 2026.