Bank · FDIC insured
First State Bank of Rosemount CD Rates
First State Bank of Rosemount’s best CD rate is 4.04% APY on a 6-month CD. Terms run from 6 months to 8 years. Rates checked October 16, 2026.
How First State Bank of Rosemount’s CD rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where First State Bank of Rosemount has the most branches. $10,000, best rate first.
This bank’s best
First State Bank of Rosemount
4.04%APY
- Term
- 6 months
- Minimum
- $2,500
- Earns on $10,000
- $200
Certificate of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
Woodlands National Bank
4.87%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,684
First State Bank of Rosemount CD score
83
CD score
Higher than 62% of U.S. banks and credit unions
- 3–8 months3–8 mo4.04%
- 9–15 months9–15 mo3.74%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First State Bank of Rosemount ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.04%APY · 6 terms
Variable Rate (Rate may be subject to change); Fees could reduce earnings; Minimum to earn interest; Substantial penalty for early withdrawal; Early withdrawal of an IRA certificate requires an additional IRS penalty.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months182 Days Term. Semi Annual Compounding | — | 4.04% | 4.04% | $200 |
| 12 months12 Month Term. Annual Compounding | 3.74% | — | 3.74% | $374 |
| 24 months24 Month Term. Annual Compounding | 3.50% | — | 3.50% | $712 |
| 36 months36 Month Term. Annual Compounding | 3.00% | — | 3.00% | $927 |
| 60 months5 Year Term. Annual Compounding | 3.00% | — | 3.00% | $1,593 |
| 96 months8 Year Term. Annual Compounding | 2.75% | — | 2.75% | $2,424 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Certificates
Up to 4.29%APY · 3 terms
Individual Retirement Accounts (Traditional IRA and Roth IRA certificates). Early withdrawal of certificate funds is subject to substantial bank penalty plus additional IRS penalty.
| Term | APY · $250 and up | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 18 monthsApplies to 18 Month IRA or Roth IRA. Method of Compounding: Daily. Minimum to earn interest: $250. Early withdrawal subject to penalty plus IRS penalty | 4.29% | — | 4.29% | $650 |
| 36 monthsApplies to 36 Month Roth IRA. Method of Compounding: Annual. Minimum to earn interest: $500. Early withdrawal subject to penalty plus IRS penalty | — | 3.00% | 3.00% | $927 |
| 60 monthsApplies to 5 Year Roth IRA. Method of Compounding: Annual. Minimum to earn interest: $500. Early withdrawal subject to penalty plus IRS penalty | — | 3.00% | 3.00% | $1,593 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.