Compare Bank & Credit Union Rates
Best 5-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 901–915 results
- Greater Valley CUShare CertificatesCD · 60 months · $1,000 min · 3.56%–3.66% by balance
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Automatically renews at the end of term. Grace period of seven (7) days after maturity date to deposit, withdraw or change terms. Dividends compounded monthly. Penalties for early withdrawals.
3.50% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $50,000Your amount 3.56% $50,000 and up 3.66% Rate checked
More details - Impact Credit UnionShare Certificate AccountsCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Dividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal.
Offer: Dividends compounded and paid quarterly. $500.00 minimum daily balance required to earn dividends. Penalty for early withdrawal.
3.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - Riverview Credit UnionShare CertificatesCD · 60 months · $500 min · 3.45%–3.82% by balance
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: No setup fees or monthly service fees. Early withdrawals subject to penalty. All funds insured by NCUA up to statutory limits.
Offer: Penalty will be imposed for early withdrawal of principal balance prior to maturity.
3.40% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.45% $10,000 and upYour amount 3.56% $50,000 and up 3.82% Rate checked
More details - Lufthansa Employee Federal Credit UnionCertificate AccountCD · 60 months · $5,000 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000intro ratePromotional rate · 3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Lake Huron Credit UnionCertificates of DepositCD · 60 months
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,0003.50% interest rate
Rate checked
More details - Chadron Federal Credit UnionCertificates of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Dividend rate and annual percentage yield are fixed and will be in effect for the initial term of the account.
Offer: $500 Adult / $100 Youth opening balance requirement
3.50% interest rate · Effective Oct 4, 2026
Rate checked
More details - Lafayette Federal Credit UnionFixed-Rate CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Must establish membership with Lafayette Federal Credit Union, or be an existing member. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Early withdrawal penalties may apply. Account dividends compounded and credited monthly. 7-month term is not available as an IRA.
3.50% interest rate · Effective Sep 23, 2026
Rate checked
More details - Lincoln County Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Rates can change daily. A penalty will be imposed for early withdrawal.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Lisbon Community FCUShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: $1,000.00 minimum balance to open a Share Certificate ($250.00 for minors). Terms ranging from 6 months to 5 years. Automatically renewable. $1,000 minimum balance required to earn the APY. Dividends are paid monthly on the average daily balance. Penalty for early withdrawals; withdrawals reduce earnings.
Offer: $1,000 minimum balance required to earn the APY. $250.00 opening minimum for minors. Dividends paid monthly on average daily balance. Penalty for early withdrawals.
3.50% interest rate · Effective Sep 23, 2026
Rate checked
More details - Community Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Minimum balance to open the account and earn the APY is $500. Early withdrawal penalties may apply (penalty can be waived for qualifying life events such as disability, death, or nursing home care). Automatically renewable unless otherwise specified. No setup or maintenance fees.
3.50% interest rate · Effective Sep 23, 2024
Rate checked
More details - KV FCUShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: No fee to establish. Minimum balance of $500.00. Borrow against certificate available.
3.50% interest rate
Rate checked
More details - Radiant Credit UnionFixed Rate CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Dividends compounded daily. Funds in certificates are insured up to $250,000 by the NCUA.
Offer: APY is based on $10,000; your APY may vary slightly. Compounded daily.
3.50% interest rate · Compounded daily
Rate checked
More details - Riverside Community FCUShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Dividends can be compounded monthly and are available monthly or at maturity depending on the member's desire. Subject to early withdrawal penalty (term of one year or less: forfeit 90 days dividend; term of more than one year: forfeit 180 days dividend).
3.50% interest rate · Compounded monthly · Effective Feb 10, 2023
Rate checked
More details - Finanta Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,0003.50% interest rate
Rate checked
More details - BP Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000intro rateRequirements
Product: Dividend rates are fixed for the initial term; early withdrawal penalties apply.
Offer: Minimum opening deposit $1,000. Rates effective as of 06/18/2025.
3.50% interest rate · Effective Jun 18, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank