Credit union · NCUA insured
Chadron Federal Credit Union
A $20.3M credit union headquartered in Chadron, NE, with 2,229 members and 1 branch in Nebraska. Best rates: CDs 3.56% and savings 1.00% APY.
Chadron Federal Credit Union Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#70 of 115 in NebraskaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Chadron Federal Credit Union
Chadron Federal Credit Union is headquartered in Chadron, Nebraska.
- Headquarters
- 126 E 3rd St, Chadron, NE 69337-2381
- NCUA charter
- 13966
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Dawes, Sioux, or Sheridan counties in Northwest Nebraska.
Employers and groups
- Membership is open to any employee of the Union Pacific Rail Road (western division).
Family and household
- Membership is open to immediate family members of an already active credit union member.
Branches
1 branch in Nebraska
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Nebraska
1 branch
- Office LocationMain office126 E 3rd St, Chadron, NE 69337Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.94% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.43% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.03% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $81 | $59 | — |
- CapitalNet worth ratio12.94%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.43%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.03%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$81Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Chadron Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.