Credit union · NCUA insured
Greater Valley CU CD Rates
Greater Valley CU’s best CD rate is 3.66% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Greater Valley CU’s CD rates compare
Compared with banks and credit unions near Fresno, CA, where Greater Valley CU has the most branches. $10,000, best rate first.
This credit union’s best
Greater Valley CU
3.56%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,911
Share Certificates
Top rate
Golden 1 Credit Union
4.30%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $321
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Greater Valley CU CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo3.20%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.40%
- 31–60 months31–60 mo3.56%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Valley CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.56%APY · 9 terms
Automatically renews at the end of term. Grace period of seven (7) days after maturity date to deposit, withdraw or change terms. Dividends compounded monthly. Penalties for early withdrawals.
| Term | APY · $1,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 2.89% | 2.99% | 2.89%2.99% from $50k | $71 |
| 6 months | 3.20% | 3.30% | 3.20%3.30% from $50k | $159 |
| 12 months | 3.25% | 3.35% | 3.25%3.35% from $50k | $325 |
| 18 months | 3.30% | 3.40% | 3.30%3.40% from $50k | $499 |
| 24 months | 3.35% | 3.45% | 3.35%3.45% from $50k | $681 |
| 30 months | 3.40% | 3.51% | 3.40%3.51% from $50k | $872 |
| 36 months | 3.45% | 3.56% | 3.45%3.56% from $50k | $1,071 |
| 48 months | 3.51% | 3.61% | 3.51%3.61% from $50k | $1,480 |
| 60 months | 3.56% | 3.66% | 3.56%3.66% from $50k | $1,911 |
Special-purpose accounts
IRA Certificates
Up to 3.56%APY · 9 terms
Offers Traditional and Roth IRAs with no set up charges or annual maintenance fees. Dividends compounded monthly. Penalties for early withdrawals.
| Term | APY · $500 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 2.89% | 2.99% | 2.89%2.99% from $50k | $71 |
| 6 months | 3.20% | 3.30% | 3.20%3.30% from $50k | $159 |
| 12 months | 3.25% | 3.35% | 3.25%3.35% from $50k | $325 |
| 18 months | 3.30% | 3.40% | 3.30%3.40% from $50k | $499 |
| 24 months | 3.35% | 3.45% | 3.35%3.45% from $50k | $681 |
| 30 months | 3.40% | 3.51% | 3.40%3.51% from $50k | $872 |
| 36 months | 3.45% | 3.56% | 3.45%3.56% from $50k | $1,071 |
| 48 months | 3.51% | 3.61% | 3.51%3.61% from $50k | $1,480 |
| 60 months | 3.56% | 3.66% | 3.56%3.66% from $50k | $1,911 |
Who can join Greater Valley CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible for membership if you live or work in Fresno County or Madera Ranchos.
Military, government and schools
- You are eligible for membership if you are a District 6 state employee or retiree.
Family and household
- You are eligible for membership if you are a family member of a current GVCU member.
Cost to join
- New members must pay a one-time, non-refundable membership fee of $0.50.
- New members must deposit a minimum opening deposit of $5.00 into a Regular Shares savings account and maintain a minimum daily balance of $5.00.
Membership information collected October 5, 2026.