Credit union · NCUA insured
Lisbon Community FCU CD Rates
Top CarrotLisbon Community FCU’s best CD rate is 3.56% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Lisbon Community FCU’s CD rates compare
Compared with banks and credit unions near Lewiston, ME, where Lisbon Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Lisbon Community FCU
3.56%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,106
Share Certificates
Top rate
Northeast Bank
4.55%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $455
2nd-highest rate
Dirigo Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Lisbon Community FCU CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.45%
- 31–60 months31–60 mo3.56%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lisbon Community FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Share Certificates
Up to 3.56%APY · 6 terms
$1,000.00 minimum balance to open a Share Certificate ($250.00 for minors). Terms ranging from 6 months to 5 years. Automatically renewable. $1,000 minimum balance required to earn the APY. Dividends are paid monthly on the average daily balance. Penalty for early withdrawals; withdrawals reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months$1,000 minimum balance required to earn the APY. $250.00 opening minimum for minors. Dividends paid monthly on average daily balance. Penalty for early withdrawals | 3.30% | $164 |
| 12 months$1,000 minimum balance required to earn the APY. $250.00 opening minimum for minors. Dividends paid monthly on average daily balance. Penalty for early withdrawals | 3.30% | $330 |
| 18 months$1,000 minimum balance required to earn the APY. $250.00 opening minimum for minors. Dividends paid monthly on average daily balance. Penalty for early withdrawals | 3.45% | $522 |
| 24 months$1,000 minimum balance required to earn the APY. $250.00 opening minimum for minors. Dividends paid monthly on average daily balance. Penalty for early withdrawals | 3.45% | $702 |
| 36 months$1,000 minimum balance required to earn the APY. $250.00 opening minimum for minors. Dividends paid monthly on average daily balance. Penalty for early withdrawals | 3.56% | $1,106 |
| 60 months$1,000 minimum balance required to earn the APY. $250.00 opening minimum for minors. Dividends paid monthly on average daily balance. Penalty for early withdrawals | 3.56% | $1,911 |
Who can join Lisbon Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities located in specified towns and cities in Maine (Lewiston, Auburn, Durham, Lisbon, Sabattus, Bowdoin, Topsham, or Pownal).
Family and household
- Relatives of current Members are eligible to join.
Cost to join
- Eligible members may join by opening a savings account with a minimum deposit of $25.
Membership information collected October 4, 2026.