Credit union · NCUA insured
Finanta Credit Union CD Rates
Top CarrotFinanta Credit Union’s best CD rate is 4.07% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Finanta Credit Union’s CD rates compare
Compared with banks and credit unions near Lancaster, PA, where Finanta Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Finanta Credit Union
4.07%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $1,271
Share Certificates
Top rate
Citadel Credit Union
4.35%APY
- Term
- 20 months
- Minimum
- $500
- Earns on $10,000
- $735
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Finanta Credit Union CD score
85
CD score
Higher than 68% of U.S. banks and credit unions
- 3–8 months3–8 mo2.79%
- 9–15 months9–15 mo3.04%
- 16–30 months16–30 mo3.82%
- 31–60 months31–60 mo4.07%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Finanta Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.07%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.79% | $139 |
| 12 months | 3.04% | $304 |
| 18 months | 3.25% | $491 |
| 24 months | 3.82% | $779 |
| 36 months | 4.07% | $1,271 |
| 48 months | 3.56% | $1,502 |
| 60 months | 3.56% | $1,911 |
Sources (2)
- finantacreditunion.com/credit-…ing-and-savings-accounts
- finantacreditunion.com/credit-…-certificates-of-deposit
All captured Sep 17, 2026
Who can join Finanta Credit Union
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