Credit union · NCUA insured
Chadron Federal Credit Union CD Rates
Chadron Federal Credit Union’s best CD rate is 3.56% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Chadron Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Nebraska, where Chadron Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Chadron Federal Credit Union
3.56%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,911
Certificates of Deposit
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Chadron Federal Credit Union CD score
74
CD score
Higher than 35% of U.S. banks and credit unions
- 3–8 months3–8 mo1.26%
- 9–15 months9–15 mo2.89%
- 16–30 months16–30 mo3.20%
- 31–60 months31–60 mo3.56%
- QualifiedQualified3.56%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Chadron Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.56%APY · 8 terms
Dividend rate and annual percentage yield are fixed and will be in effect for the initial term of the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months$500 Adult / $100 Youth opening balance requirement | 1.01% | $25 |
| 6 months$500 Adult / $100 Youth opening balance requirement | 1.26% | $63 |
| 12 months$500 Adult / $100 Youth opening balance requirement | 2.89% | $289 |
| 18 months$500 Adult / $100 Youth opening balance requirement | 3.04% | $459 |
| 24 months$500 Adult / $100 Youth opening balance requirement | 3.20% | $650 |
| 36 months$500 Adult / $100 Youth opening balance requirement | 3.25% | $1,007 |
| 48 months$500 Adult / $100 Youth opening balance requirement | 3.35% | $1,409 |
| 60 months$500 Adult / $100 Youth opening balance requirement | 3.56% | $1,911 |
Sources (2)
All captured Oct 5, 2026
Who can join Chadron Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Dawes, Sioux, or Sheridan counties in Northwest Nebraska.
Employers and groups
- Membership is open to any employee of the Union Pacific Rail Road (western division).
Family and household
- Membership is open to immediate family members of an already active credit union member.
Membership information collected October 4, 2026.