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Best 5-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 196–210 results

  1. Top Carrot, Carrot Score 93
    San Diego Firefighters Federal Credit UnionShare CertificateCD · 60 months · $2,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  2. Top Carrot, Carrot Score 95
    Cornerstone Capital BankConsumer 60 Month CDCD · 60 months · $500 min

    Bank · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  3. Top Carrot, Carrot Score 89
    Community Resource Credit UnionCertificates of DepositCD · 60 months · $100 min

    Credit union · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  4. Top Carrot, Carrot Score 88
    Rize Credit UnionTraditional CertificateCD · 60 months

    Credit union · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  5. OceanAir Federal Credit UnionTerm Share CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  6. Top Carrot, Carrot Score 90
    Bridge Credit UnionStandard CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  7. Top Carrot, Carrot Score 95
    VisionBankCertificate of DepositCD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  8. Washington State BankCD SpecialsCD · 60 months · $500 min · 4.25%–4.45% by balance

    Bank · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  9. Top Carrot, Carrot Score 88
    MSU Federal Credit UnionCertificateCD · 60 months · $500 min · 4.25%–4.40% by balance

    Credit union · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000intro rate
  10. Top Carrot, Carrot Score 97
    Barksdale Federal Credit UnionCertificateCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  11. Top Carrot, Carrot Score 97
    Barksdale Federal Credit UnionPlus Point CertificateCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  12. ANECA Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  13. Top Carrot, Carrot Score 99
    Hanscom Federal Credit UnionTerm CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  14. Top Carrot, Carrot Score 89
    Freedom Credit UnionTerm Share CertificateCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000
  15. Top Carrot, Carrot Score 89
    State Bank of Southern UtahCertificates of DepositCD · 60 months · $500 min

    Bank · Add a location to see nearby branches

    4.25%APY$2,313 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 5-year CDs pay nationwide

3,413 CDs at 3,038 banks and credit unions · checked Oct 16–23

Typical
3.03%
Top 10% from
4.05%
Banks, typical
2.52%
Credit unions, typical
3.25%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions
Best 5-Year CD Rates of October 2026 | Carrot Rate