Skip to content

Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 916–930 results

  1. Top Carrot, Carrot Score 91
    Co-op Credit UnionCertificates of DepositCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  2. Top Carrot, Carrot Score 94
    Mid Minnesota Federal Credit UnionTraditional Term Share CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000intro rate
  3. PrimebankCertificates of DepositCD · 48 months · $1,000 min · 3.00%–3.50% by balance

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  4. Green Belt Bank & TrustCertificates of Deposit (CDs)CD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  5. Best Financial Credit UnionCertificates of Deposit (CDs)CD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  6. Top Carrot, Carrot Score 87
    Route 31Certificate of DepositCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000with conditions
  7. Heartland Credit UnionCertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000intro rate
  8. Union State BankCertificates of Deposit (CDs)CD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  9. Home Bank & Trust CompanyCertificate of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  10. Orion FinancialShare Certificates (CDs)CD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  11. Oklahoma Capital BankCertificates of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  12. Top Carrot, Carrot Score 97
    The Village BankCertificates of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  13. Firefighters Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  14. First Trust Credit UnionShare Certificates (CDs)CD · 48 months · $10,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  15. Velocity Community Credit UnionMember CertificateCD · 48 months · $5,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

See all ranked institutions