Bank · FDIC insured
Union State Bank CD Rates
Union State Bank’s best CD rate is 4.10% APY on a 2-year CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Union State Bank’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Union State Bank has the most branches. $10,000, best rate first.
This bank’s best
Union State Bank
4.10%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $837
Certificates of Deposit (CDs)
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Union State Bank CD score
87
CD score
Higher than 77% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Union State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.10%APY · 6 terms
$1,000 minimum deposit. Penalty for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.80% | $94 |
| 6 months | 3.80% | $188 |
| 12 months | 4.00% | $400 |
| 24 months | 4.10% | $837 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
Sources (1)
- mybankusb.com/personal-banking/savings · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.