Bank · FDIC insured
Green Belt Bank & Trust CD Rates
Green Belt Bank & Trust’s best CD rate is 4.14% APY on a 14-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Green Belt Bank & Trust’s CD rates compare
Compared with banks and credit unions near Waterloo, IA, where Green Belt Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Green Belt Bank & Trust
4.14%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $485
CD Specials
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Empeople Credit Union
4.40%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $667
Green Belt Bank & Trust CD score
85
CD score
Higher than 70% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo4.14%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.50%
- QualifiedQualified4.14%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Green Belt Bank & Trust ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
4.14%APY · 1 term
Penalty for early withdrawal. Additions permitted up to original amount.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 14 monthsAdditions permitted up to original amount. Penalty for early withdrawal | 4.14% | $485 |
Sources (1)
- greenbeltbank.bank/personal/bank/rates · captured Oct 5, 2026
Certificates of Deposit (CDs)
Up to 3.60%APY · 8 terms
Penalty for early withdrawal. 6-month CDs: semi-annual compounding. 12–60 month CDs: annual compounding.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsSemi-annual compounding. Penalty for early withdrawal | 3.55% | $176 |
| 12 monthsAdditions Permitted. Annual compounding. Penalty for early withdrawal | 3.60% | $360 |
| 18 monthsAnnual compounding. Penalty for early withdrawal | 3.50% | $530 |
| 24 monthsAnnual compounding. Penalty for early withdrawal | 3.50% | $712 |
| 30 monthsAnnual compounding. Penalty for early withdrawal | 3.50% | $898 |
| 36 monthsAnnual compounding. Penalty for early withdrawal | 3.50% | $1,087 |
| 48 monthsAnnual compounding. Penalty for early withdrawal | 3.50% | $1,475 |
| 60 monthsAnnual compounding. Penalty for early withdrawal | 3.50% | $1,877 |
Sources (1)
- greenbeltbank.bank/personal/bank/rates · captured Oct 5, 2026
Special-purpose accounts
Legacy CD
4.00%APY · 1 term
For minors with adult custodian; additions $20+; total ≤ $2,000/year; early-withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsFor minors with adult custodian; additions $20+; total ≤ $2,000/year; early-withdrawal penalty may apply | 4.00% | $816 |
Sources (1)
- greenbeltbank.bank/personal/bank/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.