Compare Bank & Credit Union Rates
Best 3-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1066–1080 of 4,164 results
- Superior Credit UnionShared Certificate (CD)CD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: Minimum deposit: $500 for standard CDs. Dividends paid quarterly, calculated on average daily balance. Early withdrawal penalties apply.
3.50% interest rate
Rate checked
More details - First Credit UnionTerm Share CertificatesCD · 36 months · $500 min · 3.50%–3.65% by balance
Credit union · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: A penalty will be imposed for early withdrawal of all term share certificates. Automatically renewable (except Special Certificates which renew to a regular 1-year certificate at current rate). 10-day grace period before and after maturity.
3.45% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $500 – $10,000 3.50% $10,000 – $25,000Your amount 3.55% $25,000 – $50,000 3.60% $50,000 and up 3.65% Rate checked
More details - SouthPoint Financial Credit UnionStep Up Certificate of DepositCD · 36 months
Credit union · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000intro rateRequirements
Product: Offers periodic interest rate increases at set intervals. Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates.
Promotional rate · 3.52% interest rate · Effective Sep 1, 2026
Rate checked
More details - Methuen Federal Credit UnionCertificate of Deposit (CDs)CD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: Penalties may be imposed for early withdrawals.
3.50% interest rate · Effective Sep 21, 2026
Rate checked
More details - Yampa Valley BankTime CertificatesCD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,0003.49% interest rate
Rate checked
More details - Levo Credit Union®Share CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: NCUA insured. Rates and APYs subject to change monthly as determined by the Credit Union Board of Directors. Early withdrawal penalties apply.
3.50% interest rate
Rate checked
More details - Transportation Federal Credit UnionShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: Dividends are paid and compounded quarterly, calculated using the daily balance method. Minimum balances required to earn APY. Early withdrawal penalties apply. Must maintain membership share ($5 par value).
3.49% interest rate · Compounded quarterly · Effective Aug 17, 2026
Rate checked
More details - Five Star Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: $500 minimum opening deposit. Variable rates subject to change. Fees, if incurred, may reduce earnings.
3.49% interest rate
Rate checked
More details - First National Bank of BangorCertificates of Deposit (CDs)CD · 36 months
Bank · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: All CD's earn interest at a fixed rate determined on date of purchase. Substantial penalty for early withdrawal. Automatically renewable at the rate in effect on renewal date. Minimum balance requirements may exist.
3.50% interest rate · Effective Aug 31, 2026
Rate checked
More details - Avestar CUShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: Dividends are paid quarterly. Early withdrawal penalty is 90 days interest. Avestar matches rates on certificates with comparable terms from other local financials.
3.50% interest rate
Rate checked
More details - County-City Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: Penalties apply for early withdrawal. Rates subject to change any time without notice. Fees may reduce earnings on the account.
3.50% interest rate · Effective Sep 14, 2026
Rate checked
More details - Currie State BankCertificates of DepositCD · 36 months · $10,000 min
Bank · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: Minimum deposit to open is $500.00 for all CDs except the 36-month Rate Changer which is $10,000.00. Early withdrawal penalties apply (3 months interest for maturities <= 1 year; 6 months interest for maturities > 1 year).
Offer: Rate Changer: You have the option during the 36 month term of this account to exchange this interest rate for a new interest rate once at no cost. The maturity date remains the same.
3.50% interest rate · Effective May 28, 2026
Rate checked
More details - Currie State BankCertificates of DepositCD · 36 months · $500 min
Bank · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: Minimum deposit to open is $500.00 for all CDs except the 36-month Rate Changer which is $10,000.00. Early withdrawal penalties apply (3 months interest for maturities <= 1 year; 6 months interest for maturities > 1 year).
3.50% interest rate · Effective May 28, 2026
Rate checked
More details - SNIFCUShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: Guaranteed fixed quarterly dividends. Substantial penalty for early withdrawal. Fees may reduce earnings on account. Membership required (enrolled member or employee of Seneca Nation of Indians or affiliates, or immediate family/household).
3.50% interest rate
Rate checked
More details - Holy Rosary Credit UnionTraditional CDsCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$1,103 over 36 months on $10,000Requirements
Product: Minimum opening deposit of $1,000. Certificate dividends are earned at the applicable term's fixed rate until maturity. Subject to penalty for early withdrawal. Membership eligibility required.
Offer: Assumes dividends are reinvested and the rate continues for a year. Early withdrawal penalty may apply.
3.49% interest rate · Effective Feb 1, 2025
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-year CDs pay nationwide
4,164 CDs at 3,670 banks and credit unions · checked Oct 22–25
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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