Credit union · NCUA insured
County-City Credit Union CD Rates
County-City Credit Union’s best CD rate is 4.27% APY on a 13-month share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How County-City Credit Union’s CD rates compare
Compared with banks and credit unions near Watertown, WI, where County-City Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
County-City Credit Union
4.27%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $463
Share Certificate
Top rate
Fort Community Credit Union
5.15%APY
- Term
- 60 months
- Minimum
- $250
- Earns on $10,000
- $2,854
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
County-City Credit Union CD score
88
CD score
Higher than 82% of U.S. banks and credit unions
- 3–8 months3–8 mo2.78%
- 9–15 months9–15 mo4.27%
- 16–30 months16–30 mo3.44%
- 31–60 months31–60 mo3.80%
- QualifiedQualified4.27%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where County-City Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.27%APY · 10 terms
Penalties apply for early withdrawal. Rates subject to change any time without notice. Fees may reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.52% | $62 |
| 6 months | 2.78% | $138 |
| 9 months | 2.98% | $223 |
| 12 months | 3.19% | $319 |
| 13 months | 4.27% | $463 |
| 18 months | 3.24% | $490 |
| 24 months | 3.34% | $679 |
| 30 months | 3.44% | $882 |
| 36 months | 3.55% | $1,103 |
| 48 months | 3.80% | $1,609 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Certificate
Up to 3.75%APY · 3 terms
Penalties apply for early withdrawal. Rates subject to change any time without notice. Fees may reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAvailable for Traditional, Roth or Coverdell IRAs | 3.14% | $314 |
| 30 monthsAvailable for Traditional, Roth or Coverdell IRAs | 3.39% | $869 |
| 48 monthsAvailable for Traditional or Roth IRAs | 3.75% | $1,587 |
Sources (2)
All captured Sep 18, 2026
Who can join County-City Credit Union
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