Credit union · NCUA insured
County-City Credit Union
A $42.5M credit union headquartered in Jefferson, WI, with 2,972 members and 1 branch in Wisconsin. Best rates: CDs 4.27% and savings 0.40% APY.
County-City Credit Union Carrot Score
77
Carrot Score
Higher than 44% of U.S. banks and credit unions
#8 of 14 in Watertown, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About County-City Credit Union
- Headquarters
- 106 E John St, Jefferson, WI 53549-2039
- NCUA charter
- 66456
Branches
1 branch in Wisconsin
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Wisconsin
1 branch
- County City Credit UnionMain office106 E John St, Jefferson, WI 53549Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.30% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.41% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.09% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $50 | $59 | — |
- CapitalNet worth ratio11.30%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.41%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.09%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$50Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of County-City Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.