Credit union · NCUA insured
First Credit Union
A $785.8M credit union headquartered in Chandler, AZ, with 44,401 members and 8 branches in Arizona. Best rates: CDs 4.40% and savings 0.30% APY.
First Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#38 of 60 in Phoenix, AZ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About First Credit Union
- Headquarters
- 25 S Arizona Pl Ste 111, Chandler, AZ 85225
- NCUA charter
- 68444
Branches
8 branches in Arizona
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Arizona
8 branches
Phoenix area · 7
- Chandler475 N Gila Springs Blvd, Chandler, AZ 85226Directions
- Chandler Corporate Branch25 S Arizona Pl Ste 111, Chandler, AZ 85225Directions
- Ocotillo3800 S Alma School Rd, Chandler, AZ 85248Directions
- Glendale5770 W Thunderbird Rd, Glendale, AZ 85306Directions
- Litchfield1310 N Litchfield Rd, Goodyear, AZ 85395Directions
- Phoenix803 E Devonshire Ave, Phoenix, AZ 85014Directions
- Tempe1232 E Baseline Rd, Tempe, AZ 85283Directions
Tucson area · 1
- Tucson340 S Stone Ave, Tucson, AZ 85701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.37% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.53% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.25% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $75 | $76 | — |
- CapitalNet worth ratio9.37%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.53%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.25%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$75Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of First Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.