Credit union · NCUA insured
Five Star Credit Union CD Rates
Five Star Credit Union’s best CD rate is 3.80% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Five Star Credit Union’s CD rates compare
Compared with banks and credit unions near Dothan, AL, where Five Star Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Five Star Credit Union
3.80%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $380
Share Certificate
Top rate
All In Credit Union
4.33%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $656
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Five Star Credit Union CD score
81
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.55%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Five Star Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.80%APY · 6 terms
$500 minimum opening deposit. Variable rates subject to change. Fees, if incurred, may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.65% | $181 |
| 12 months | 3.80% | $380 |
| 24 months | 3.60% | $733 |
| 36 months | 3.55% | $1,103 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.45% | $1,848 |
Sources (1)
- fivestarcu.com/resources/deposit-rates · captured Sep 19, 2026
Special-purpose accounts
IRA Certificate
Up to 3.80%APY · 6 terms
$500 minimum opening deposit. Variable rates subject to change. Fees, if incurred, may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.65% | $181 |
| 12 months | 3.80% | $380 |
| 24 months | 3.60% | $733 |
| 36 months | 3.55% | $1,103 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.45% | $1,848 |
Sources (1)
- fivestarcu.com/resources/deposit-rates · captured Sep 19, 2026
Who can join Five Star Credit Union
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