Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1051–1065 of 2,149 results
- PSE Credit UnionCertificates of Deposit (CDs)CD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Rates remain fixed for the term of the certificate. Dividends are compounded quarterly. Early withdrawal penalties apply.
Offer: Fixed rate. Dividends compounded quarterly. Early withdrawal penalties apply.
2.00% interest rate · Compounded quarterly · Effective Oct 9, 2026
Rate checked
More details - First State Bank of GolvaThree Month Certificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. APY rates may vary on all CDs.
2.00% interest rate · Effective May 1, 2026
Rate checked
More details - First Northern Bank of WyomingCertificate of DepositCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: *APY on Savings accounts and CD's are based on quarterly compounding of interest except for 3 and 6 month which are paid at maturity. *A service fee will be charged if balance falls below minimum balance. Seniors and students may be exempt from the monthly service fees. A penalty may apply for early withdrawal on Time Certificates of Deposit.
Offer: Interest paid at maturity.
2.00% interest rate · Effective Sep 24, 2026
Rate checked
More details - Capstone Federal Credit UnionCertificatesCD · 3–5 months · $1,000 min
Credit union · Add a location to see nearby branches
2.02%APYRequirements
Product: Minimum opening deposit and balance to earn interest is $1,000. Early withdrawal penalty applies. Institutional and Public Funds are not eligible; members are eligible.
Offer: Term is 90 to 179 Days.
2.00% interest rate · Effective Sep 21, 2026
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More details - Long Island Alliance FCUShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000 - Legacy Credit UnionCD'sCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Standard CD early withdrawal penalties apply.
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More details - 2.02%APY$50 over 3 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal.
2.00% interest rate
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More details - Lenco Credit UnionCertificates of DepositCD · 3 months · $3,000 min
Credit union · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Penalty for early withdrawals. Dividends are computed daily and paid quarterly using the average daily balance for the dividend period.
Offer: Penalty for early withdrawals. Dividends paid quarterly using the average daily balance.
Effective Oct 5, 2026
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More details - Eastern BankPersonal Account CDsCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Personal accounts only. A penalty may be imposed for early withdrawal. Certificate of Deposit will be renewed automatically at maturity unless instructed otherwise.
Offer: Simple compounding.
2.00% interest rate · Effective Oct 2, 2026
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More details - Bank of Edmonson CountyCertificate of Deposit AccountCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Fixed or variable rate certificates available from 30 days to 5 years. Early withdrawal penalty may apply. FDIC insured.
2.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - First Heritage Federal Credit UnionCertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Membership eligibility required. Penalties may be imposed for early withdrawal. Dividends earned daily and credited monthly. Member forfeits dividends if account is closed before dividends accrue.
2.00% interest rate · Balance cap $99,999.99 · Effective Sep 23, 2026
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More details - Farmers & Merchants BankCertificates of Deposit (CDs)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Certificate of Deposits are subject to an early withdrawal penalty, if we allow the withdrawal of any of the principal prior to maturity.
2.00% interest rate
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More details - Planters BankTime Deposits Maturing < 1 YearCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Rate checked
More details - First State BankCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Automatically renewable. 10 day grace period to cash in a certificate. Penalty for early withdrawal. Interest compounded quarterly.
Offer: Substantial penalty for early withdrawal. The APY assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings.
2.00% interest rate · Compounded quarterly · Effective May 14, 2024
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More details - Pryority BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawal subject to penalty (12 months interest). APY assumes monthly compounding.
Offer: Monthly compounding; early withdrawal penalty applies.
2.00% interest rate · Effective Jul 29, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
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