Bank · FDIC insured
Bank of Edmonson County
A $283.4M bank headquartered in Brownsville, KY, with 3 branches in Kentucky. Best rates: CDs 3.56% and savings 0.25% APY.
Bank of Edmonson County Carrot Score
66
Carrot Score
Higher than 17% of U.S. banks and credit unions
#9 of 12 in Bowling Green, KY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Edmonson County
Founded in 1925, Bank of Edmonson County is an independent community bank serving the financial needs of Edmonson and surrounding counties.
Headquartered on the public square in Brownsville, Kentucky, the bank focuses primarily on residential and small commercial real estate lending.
- Headquarters
- 109 S Main St, Brownsville, KY 42210
- FDIC certificate
- 296 ↗
Branches
3 branches in Kentucky
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Kentucky
3 branches
- Bank of Edmonson CountyMain office109 S Main St, Brownsville, KY 42210Directions
- Boec Branch Office Branch6780 Louisville Rd, Bowling Green, KY 42101Directions
- Smiths Grove Branch156 S Main St, Smiths Grove, KY 42171Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.57% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.66% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.61% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $84 | $81 | — |
- CapitalLeverage ratio10.57%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.66%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.61%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$84Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Edmonson County are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.