Credit union · Privately insured
PSE Credit Union CD Rates
PSE Credit Union’s best CD rate is 4.32% APY on a 2-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How PSE Credit Union’s CD rates compare
Compared with banks and credit unions near Cleveland, OH, where PSE Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PSE Credit Union
4.32%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $883
Certificates of Deposit (CDs)
Top rate
7 17 Credit Union
4.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,612
2nd-highest rate
First Federal Savings of Lorain
4.60%APY
- Term
- 35 months
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000
- $1,402
PSE Credit Union CD score
91
CD score
Higher than 92% of U.S. banks and credit unions
- 3–8 months3–8 mo3.91%
- 9–15 months9–15 mo4.11%
- 16–30 months16–30 mo4.32%
- 31–60 months31–60 mo3.80%
- QualifiedQualified4.32%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PSE Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.32%APY · 7 terms
Rates remain fixed for the term of the certificate. Dividends are compounded quarterly. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 2.02% | $50 |
| 6 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 3.91% | $194 |
| 12 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 4.11% | $411 |
| 24 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 4.32% | $883 |
| 36 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 3.80% | $1,184 |
| 48 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 3.80% | $1,609 |
| 60 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 3.80% | $2,050 |
Sources (1)
- psecreditunion.org/certificates-of-deposit-cds · captured Oct 16, 2026
Special-purpose accounts
IRA Certificates of Deposit (CDs)
Up to 4.32%APY · 7 terms
Rates remain fixed for the term of the certificate. Dividends are compounded quarterly. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 2.02% | $50 |
| 6 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 3.91% | $194 |
| 12 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 4.11% | $411 |
| 24 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 4.32% | $883 |
| 36 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 3.80% | $1,184 |
| 48 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 3.80% | $1,609 |
| 60 monthsFixed rate. Dividends compounded quarterly. Early withdrawal penalties apply | 3.80% | $2,050 |
Sources (1)
- psecreditunion.org/certificates-of-deposit-cds · captured Oct 16, 2026
Who can join PSE Credit Union
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