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Credit union · NCUA insured

Legacy Credit Union CD Rates

Legacy Credit Union’s best CD rate is 4.06% APY on a 2-year share certificate (CD). Terms run from 3 months to 30 months. Rates checked October 16, 2026.

How Legacy Credit Union’s CD rates compare

Compared with banks and credit unions near Joplin, MO-KS, where Legacy Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Legacy Credit Union

    4.06%APY

    Term
    24 months
    Minimum
    —
    Earns on $10,000
    $828

    CD's

  • Top rate

    OMB Bank

    4.65%APY

    Term
    21 months
    Minimum
    $1,000
    Earns on $10,000
    $828

    OMB Bank rates

  • 2nd-highest rate

    Guaranty Bank

    4.49%APY

    Term
    10 months
    Minimum
    $500
    Earns on $10,000
    $373

    Guaranty Bank rates

Compare CD rates near you →

Legacy Credit Union CD score

81

CD score

Higher than 57% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.02%
  • 9–15 months9–15 mo3.85%
  • 16–30 months16–30 mo4.06%
  • QualifiedQualified4.06%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Legacy Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Legacy Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Doctors, nurses, and clinical staff in the medical field in the credit union's area are eligible for membership.

Military, government and schools

  • Employees of the City of Carthage are eligible for membership.
  • Employees of the City of Duquesne are eligible for membership.
  • Employees of the City of Joplin are eligible for membership.
  • Employees of the City of Webb City are eligible for membership.
  • Local, state, and federal government employees in the credit union's area are eligible for membership.
7 more ways to join

Military, government and schools

  • Faculty, staff, students, and alumni of all colleges and universities in the credit union's area are eligible for membership.
  • Employees of the Jasper County Sheriff department are eligible for membership.
  • Teachers, administrators, and staff in K-12 education in the credit union's area are eligible for membership.
  • Employees of Missouri Department of Transportation (Southwest District) are eligible for membership.
  • Employees of Missouri State Highway Patrol (Troop D) are eligible for membership.
  • Employees, students, and alumni of Missouri Southern State University are eligible for membership.

Family and household

  • Family members of employees working at eligible employers or in eligible employment fields are eligible for membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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