Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1036–1050 of 2,149 results
- Morton Community BankCertificate of DepositCD · 3 months · $1,000 min · 2.04%–2.10% by balance
Bank · Add a location to see nearby branches
2.04%APY$51 over 3 months on $10,000Requirements
Product: Rates apply to consumer deposits only. Rates may be unavailable in counties where the Bank does not maintain a branch facility. Specials cannot be combined with any other offers. Interest begins to accrue on the business day you deposit non-cash items. Withdrawals of interest may reduce earnings. A penalty may be imposed for early withdrawal.
Offer: Under $100,000.
2.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $100,000Your amount 2.04% $100,000 and up$100,000 and Over. 2.10% Rate checked
More details - Grinnell State BankCertificates of DepositCD · 1–3 months · $2,500 min · 2.03%–2.07% by balance
Bank · Add a location to see nearby branches
2.03%APYRequirements
Product: Early withdrawal penalty may be imposed. Fees could reduce earnings. Funds accepted for deposit are required to be in-state or funds held within the State of Iowa. Maximum of $250,000 for non-personal (entity) depositor.
Offer: Term is 30–90 days. APYs based on minimum required deposit of each tier (Daily Balance).
2.01% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $2,500 and upYour amount 2.03% $15,000 and up 2.05% $50,000 and up 2.07% Rate checked
More details - Community State BankCertificate of DepositCD · 3 months · $1,000 min · 1.52%–2.03% by balance
Bank · Add a location to see nearby branches
2.03%APY$50 over 3 months on $10,000Requirements
Product: Fixed rate for entirety of term. Early withdrawal subject to penalty. Multiple reinvestment and cash-out options when term expires.
Offer: Minimum deposit of $1,000 to obtain APY. Early withdrawal subject to penalty.
Effective Jul 31, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 and up 1.52% $10,000 and upYour amountMinimum deposit of $10,000 to obtain APY. 2.03% Rate checked
More details - First National Bank of Eastern Arkansas1 - 3 Month CDCD · 1–3 months · $1,000 min
Bank · Add a location to see nearby branches
2.03%APYRequirements
Product: Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days.
2.00% interest rate · Effective Aug 9, 2023
Rate checked
More details - First Citizens Community BankCertificates of Deposit (CDs)CD · 1–5 months · $500 min · up to $9,999
Bank · Add a location to see nearby branches
2.02%APY2.02% on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. A withdrawal will reduce earnings. Interest compounded quarterly.
2.00% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate checked
More details - 2.02%APY$50 over 3 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $1,000. Annual APY listed above is an estimate.
Offer: Rates effective as of 10/23/2026. APY assumes principal and interest remain on deposit for a whole year. Penalties may be imposed for early withdrawal.
2.00% interest rate · Effective Oct 23, 2026
Rate checked
More details - PostCity Financial Credit UnionRegular Share CertificateCD · 3 months · $2,000 min
Credit union · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Must maintain Regular Share Account. Requires maintaining a minimum average daily balance of $2,000 to obtain APY and avoid closure. Early withdrawal penalties apply.
2.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Flight Credit UnionShare CertificatesCD · 3 months · $10,000 min
Credit union · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Minimum deposit to open account is $500 for rate tier 1 and $10,000 for rate tier 2. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in Primary Savings. Early withdrawal penalties apply.
Offer: Term: 90 Days. Opening deposit of $10,000.00 and above. Dividends compounded and credited monthly. Automatic renewal. Early withdrawal penalties apply.
2.00% interest rate
Rate checked
More details - Hartford Federal Credit UnionShare CertificateCD · 3 months · $2,500 min
Credit union · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: A $2,500 minimum deposit is required to earn stated dividend rates and yields. Penalty for early withdrawal varies according to maturity. Dividends are compounded and paid monthly.
2.00% interest rate
Rate checked
More details - Sebasticook Valley Federal Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000intro rateRequirements
Product: Available terms range from 3 months to 4 years (48 months). Must be eligible for credit union membership (serving Franklin, Kennebec, Penobscot, Piscataquis, Somerset, and Waldo Counties in Maine).
Promotional rate · 2.00% interest rate · Effective May 23, 2025
Rate checked
More details - First Federal SavingsCertificate of Deposit AccountsCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Open to anyone living in the mid-coast area on a permanent or seasonal basis. Valid picture ID and SSN required. A penalty may be imposed for early withdrawal. Fees could reduce earnings.
Offer: 90 Day Certificate of Deposit. Early withdrawal penalty may apply.
2.00% interest rate · Effective Oct 16, 2026
Rate checked
More details - Wolf Point Federal Credit UnionShare CertificateCD · 3 months · $500 min · 1.81%–2.02% by balance
Credit union · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000intro rateRequirements
Offer: Dividends are compounded quarterly.
2.00% interest rate · Compounded quarterly · Effective Oct 23, 2023
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and upYour amount 2.02% $25,000 and up 1.81% $50,000 and up 1.81% $100,000 and up 1.81% Rate checked
More details - Elko Federal Credit UnionShare CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Must purchase and maintain the minimum required share(s) in a Share Savings account (5 shares at $5.00 par value = $25.00) and pay a nonrefundable membership fee ($5.00 regular, $2.00 student). Early withdrawal penalty applies: 30 days dividends for terms 12 months or less, 90 days dividends for terms 24 months or greater. Renews automatically at maturity with no grace period. Additional deposits not allowed during term. Compounded and credited monthly.
Offer: Certificate dividends can be paid back to certificate, share savings account monthly, or by check. Early withdrawal penalty applies. Automatic renewal.
2.00% interest rate · Effective Apr 9, 2026
Rate checked
More details - Fisher National BankCertificate of Deposit (CDs)CD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Must come in to bank to complete account opening process. Substantial penalty for early withdrawal.
Offer: Interest Paid at maturity; 3 Month Interest Penalty
2.00% interest rate · Effective Oct 16, 2026
Rate checked
More details - The Berkshire BankCertificates of DepositCD · 3 months · $10,000 min
Bank · Add a location to see nearby branches
2.02%APY$50 over 3 months on $10,000Requirements
Product: Personal accounts only. Requires a $10,000 minimum opening deposit. Interest is compounded daily, calculated on an actual/365 day basis, and paid at maturity. Early withdrawal subject to substantial penalty. For balances of $1,000,000 and above, speak to an account representative.
Offer: Valid on personal accounts only. Early withdrawal subject to substantial penalty.
2.00% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank