Credit union · Privately insured
PostCity Financial Credit Union CD Rates
PostCity Financial Credit Union’s best CD rate is 4.11% APY on an 11-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How PostCity Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where PostCity Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PostCity Financial Credit Union
3.03%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $303
Regular Share Certificate
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
PostCity Financial Credit Union CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo2.28%
- 9–15 months9–15 mo3.03%
- 16–30 months16–30 mo0.40%
- 31–60 months31–60 mo0.45%
- QualifiedQualified3.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PostCity Financial Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificate
Up to 4.11%APY · 2 terms
Options to make contributions during term. Early withdrawal penalties apply.
| Term | APY · $50,000 and up | APY · $75,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 9 months | 3.30% | — | 3.56% | —3.30% from $50k3.56% from $100k | — |
| 11 months | — | 4.11% | — | —4.11% from $75k | — |
Sources (1)
- postcitycu.org/about-us/rates-fees · captured Oct 16, 2026
Regular Share Certificate
Up to 3.03%APY · 7 terms
Must maintain Regular Share Account. Requires maintaining a minimum average daily balance of $2,000 to obtain APY and avoid closure. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.02% | $50 |
| 6 months | 2.28% | $113 |
| 9 months | 2.53% | $189 |
| 12 months | 3.03% | $303 |
| 18 months | 0.35% | $53 |
| 24 months | 0.40% | $80 |
| 36 months | 0.45% | $136 |
Sources (1)
- postcitycu.org/about-us/rates-fees · captured Oct 16, 2026
Special-purpose accounts
IRA Certificate
Up to 3.03%APY · 7 terms
Available for Traditional IRA and Roth IRA Certificate Accounts. Must maintain Regular Share Account. Requires maintaining a minimum average daily balance of $2,000 to obtain APY and avoid closure. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.02% | $50 |
| 6 months | 2.28% | $113 |
| 9 months | 2.53% | $189 |
| 12 months | 3.03% | $303 |
| 18 months | 0.35% | $53 |
| 24 months | 0.40% | $80 |
| 36 months | 0.45% | $136 |
Sources (4)
- postcitycu.org/wp-content/uplo…sweb-jun25-final_70_.pdf
- postcitycu.org
- postcitycu.org/investments-retirement
- postcitycu.org/about-us/rates-fees
All captured Sep 16, 2026
Who can join PostCity Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Any current or retired U.S. Postal Service employees living or working in California are eligible for membership.
Family and household
- Immediate family members of a current member, such as a spouse, child, sibling, parent, grandparent, grandchild, stepparent, or any legally adopted relationship, are eligible for membership.
- Household members who live in the same residence and otherwise form a single economic unit with a current member, such as a legal guardian, domestic partner, significant other, or roommate, are eligible for membership.
Membership information collected October 5, 2026.