Bank · FDIC insured
Morton Community Bank CD Rates
Morton Community Bank’s best CD rate is 3.79% APY on a 14-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Morton Community Bank’s CD rates compare
Compared with banks and credit unions near Peoria, IL, where Morton Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Morton Community Bank
3.73%APY
- Term
- 14 months
- Minimum
- $10,000
- Earns on $10,000
- $437
Certificate Specials
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Morton Community Bank CD score
72
CD score
Higher than 32% of U.S. banks and credit unions
- 3–8 months3–8 mo2.46%
- 9–15 months9–15 mo3.73%
- 16–30 months16–30 mo2.71%
- 31–60 months31–60 mo3.05%
- QualifiedQualified3.73%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Morton Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate Specials
Up to 3.73%APY · 2 terms
Rates apply to consumer deposits only. Rates may be unavailable in counties where the Bank does not maintain a branch facility. Withdrawals of interest may reduce earnings. A penalty may be imposed for early withdrawal.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 9 months$100,000 and Over. $10,000 minimum deposit. Upon maturity 9 month special will renew at current 12-month rate | — | 3.63% | —3.63% from $100k | — |
| 9 monthsUnder $100,000. $10,000 minimum deposit. Upon maturity 9 month special will renew at current 12-month rate | 3.57% | — | 3.57% | $267 |
| 14 months$100,000 and Over. $10,000 minimum deposit. Upon maturity 14 month special will renew at current 12-month rate | — | 3.79% | —3.79% from $100k | — |
| 14 monthsUnder $100,000. $10,000 minimum deposit. Upon maturity 14 month special will renew at current 12-month rate | 3.73% | — | 3.73% | $437 |
Sources (1)
- hometownbanks.com/personal/consumerrates · captured Oct 6, 2026
Certificate of Deposit
Up to 3.05%APY · 7 terms
Rates apply to consumer deposits only. Rates may be unavailable in counties where the Bank does not maintain a branch facility. Specials cannot be combined with any other offers. Interest begins to accrue on the business day you deposit non-cash items. Withdrawals of interest may reduce earnings. A penalty may be imposed for early withdrawal.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months$100,000 and Over | — | 2.10% | —2.10% from $100k | — |
| 3 monthsUnder $100,000 | 2.04% | — | 2.04% | $51 |
| 6 months$100,000 and Over | — | 2.52% | —2.52% from $100k | — |
| 6 monthsUnder $100,000 | 2.46% | — | 2.46% | $122 |
| 12 months$100,000 and Over | — | 2.66% | —2.66% from $100k | — |
| 12 monthsUnder $100,000 | 2.60% | — | 2.60% | $260 |
| 24 months$100,000 and Over | — | 2.77% | —2.77% from $100k | — |
| 24 monthsUnder $100,000 | 2.71% | — | 2.71% | $549 |
| 36 months$100,000 and Over | — | 2.87% | —2.87% from $100k | — |
| 36 monthsUnder $100,000 | 2.81% | — | 2.81% | $867 |
| 48 months$100,000 and Over | — | 3.02% | —3.02% from $100k | — |
| 48 monthsUnder $100,000 | 2.96% | — | 2.96% | $1,238 |
| 60 months$100,000 and Over | — | 3.11% | —3.11% from $100k | — |
| 60 monthsUnder $100,000 | 3.05% | — | 3.05% | $1,621 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
IRA Accounts
Up to 3.05%APY · 5 terms
Rates apply to consumer deposits only. Rates may be unavailable in counties where the Bank does not maintain a branch facility. Available as Traditional, Roth, SEP, and SIMPLE IRAs. A penalty may be imposed for early withdrawal.
| Term | APY · Up to $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months$100,000 and Over | — | 2.66% | —2.66% from $100k | — |
| 12 monthsUnder $100,000 | 2.60% | — | 2.60% | $260 |
| 24 months$100,000 and Over | — | 2.77% | —2.77% from $100k | — |
| 24 monthsUnder $100,000 | 2.71% | — | 2.71% | $549 |
| 36 months$100,000 and Over | — | 2.87% | —2.87% from $100k | — |
| 36 monthsUnder $100,000 | 2.81% | — | 2.81% | $867 |
| 48 months$100,000 and Over | — | 3.02% | —3.02% from $100k | — |
| 48 monthsUnder $100,000 | 2.96% | — | 2.96% | $1,238 |
| 60 months$100,000 and Over | — | 3.11% | —3.11% from $100k | — |
| 60 monthsUnder $100,000 | 3.05% | — | 3.05% | $1,621 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.