Credit union · NCUA insured
Sebasticook Valley Federal Credit Union CD Rates
Sebasticook Valley Federal Credit Union’s best CD rate is 4.00% APY on a 9-month share certificate (CD). Terms run from 3 months to 4 years. Rates checked October 22, 2026.
How Sebasticook Valley Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Bangor, ME, where Sebasticook Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sebasticook Valley Federal Credit Union
4.00%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $299
Share Certificates
Top rate
Machias Savings Bank
4.50%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,412
2nd-highest rate
The County Federal Credit Union
4.49%APY
- Term
- 15 months
- Minimum
- —
- Earns on $10,000
- $564
Sebasticook Valley Federal Credit Union CD score
80
CD score
Higher than 52% of U.S. banks and credit unions
- 3–8 months3–8 mo2.53%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.30%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sebasticook Valley Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.00%APY · 8 terms
Available terms range from 3 months to 4 years (48 months). Must be eligible for credit union membership (serving Franklin, Kennebec, Penobscot, Piscataquis, Somerset, and Waldo Counties in Maine).
| Term | APY · Any balance | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 2.02% | 2.02% | $50 |
| 6 months | — | 2.53% | 2.53% | $126 |
| 9 monthsLimited time offer available July 6-11, 2026 and August 3-8, 2026. Rate as of July 2026. Minimum deposit is $500 | 4.00% | — | 4.00% | $299 |
| 12 months | — | 2.78% | 2.78% | $278 |
| 18 months | — | 3.04% | 3.04% | $459 |
| 24 months | — | 3.30% | 3.30% | $671 |
| 36 months | — | 3.30% | 3.30% | $1,023 |
| 48 months | — | 3.30% | 3.30% | $1,387 |
Special-purpose accounts
IRA Certificates
Up to 3.30%APY · 7 terms
Available for Traditional and Roth IRAs. Must be eligible for credit union membership (serving Franklin, Kennebec, Penobscot, Piscataquis, Somerset, and Waldo Counties in Maine).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.02% | $50 |
| 6 months | 2.53% | $126 |
| 12 months | 2.78% | $278 |
| 18 months | 3.04% | $459 |
| 24 months | 3.30% | $671 |
| 36 months | 3.30% | $1,023 |
| 48 months | 3.30% | $1,387 |
Who can join Sebasticook Valley Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Field of membership includes Franklin, Kennebec, Penobscot, Piscataquis, Somerset, and Waldo Counties in Maine.
Membership information collected October 4, 2026.