Credit union · NCUA insured
Wolf Point Federal Credit Union CD Rates
Wolf Point Federal Credit Union’s best CD rate is 4.06% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Wolf Point Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Montana, where Wolf Point Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wolf Point Federal Credit Union
4.06%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $406
Share Certificate
Top rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
2nd-highest rate
Mountain America Credit Union
4.50%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $5
- Earns on $10,000
- $920
Wolf Point Federal Credit Union CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.03%
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo1.81%
- 31–60 months31–60 mo1.81%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wolf Point Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.06%APY · 8 terms
| Term | APY · $500 and up | APY · $1,000 and up | APY · $25,000 and up | APY · $50,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 3 monthsDividends are compounded quarterly | 2.02% | — | 1.81% | 1.81% | 1.81% | 2.02%1.81% from $25k1.81% from $50k1.81% from $100k | $50 |
| 6 monthsDividends are compounded quarterly | 3.03% | — | — | — | — | 3.03% | $150 |
| 12 monthsDividends are compounded quarterly | 4.06% | — | — | — | — | 4.06% | $406 |
| 18 monthsDividends are compounded quarterly | 1.81% | — | — | — | — | 1.81% | $273 |
| 24 monthsDividends are compounded quarterly | 1.81% | — | — | — | — | 1.81% | $365 |
| 36 monthsDividends are compounded quarterly | 1.81% | — | — | — | — | 1.81% | $553 |
| 48 monthsDividends are compounded quarterly | — | 1.81% | — | — | — | 1.81% | $744 |
| 60 monthsDividends are compounded quarterly | — | 1.81% | — | — | — | 1.81% | $938 |
Sources (1)
- wpfcu.com/savings_rates.asp · captured Oct 22, 2026
Who can join Wolf Point Federal Credit Union
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