Credit union · Privately insured
PostCity Financial Credit Union
A $78.2M credit union headquartered in Long Beach, CA, with 4,593 members and 2 branches in California. Best rates: CDs 4.11% APY.
PostCity Financial Credit Union Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#98 of 128 in Los Angeles, CA metroHow the score works →
Deposits are privately insured, not by the federal government.
About PostCity Financial Credit Union
Serving since 1933, PostCity Financial Credit Union provides banking services built for California's current and retired U.S. Postal Service employees and their families.
- Headquarters
- 3738 Bayer Ave Unit 102, Long Beach, CA 90808
- NCUA charter
- 86063
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Any current or retired U.S. Postal Service employees living or working in California are eligible for membership.
Family and household
- Immediate family members of a current member, such as a spouse, child, sibling, parent, grandparent, grandchild, stepparent, or any legally adopted relationship, are eligible for membership.
- Household members who live in the same residence and otherwise form a single economic unit with a current member, such as a legal guardian, domestic partner, significant other, or roommate, are eligible for membership.
Branches
2 branches in California
Loading map…
California
2 branches
Los Angeles area · 1
- Main OfficeMain office3738 Bayer Ave Unit 102, Long Beach, CA 90808Directions
Sacramento area · 1
- West Sacramento3775 Industrial Blvd, West Sacramento, CA 95799Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.39% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.27% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.48% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio12.39%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.27%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.48%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of PostCity Financial Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.