Credit union · NCUA insured
Wolf Point Federal Credit Union
A $23M credit union headquartered in Wolf Point, MT, with 3,236 members and 1 branch in Montana. Best rates: CDs 4.06% and savings 0.50% APY.
Wolf Point Federal Credit Union Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#34 of 47 in MontanaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Wolf Point Federal Credit Union
Wolf Point Federal Credit Union has been operating since 1963.
- Headquarters
- 217 3rd Ave S, Wolf Point, MT 59201
- NCUA charter
- 15375
Branches
1 branch in Montana
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Montana
1 branch
- Wolf Point Federal Credit UnionMain office217 3rd Ave S, Wolf Point, MT 59201Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.19% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.54% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.16% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $59 | $59 | — |
- CapitalNet worth ratio17.19%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.54%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.16%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$59Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Wolf Point Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.