Bank · FDIC insured
Better Banks CD Rates
Better Banks’s best CD rate is 3.79% APY on a 13-month CD. Terms run from 3 months to 13 months. Rates checked October 16, 2026.
How Better Banks’s CD rates compare
Compared with banks and credit unions near Peoria, IL, where Better Banks has the most branches. $10,000, best rate first.
This bank’s best
Better Banks
3.79%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $411
CD Specials
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
Up to 3.79%APY · 2 terms
Minimum opening deposit $1,000. Annual APY listed above is an estimate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsRates effective as of 10/16/2026. APY assumes principal and interest remain on deposit for a whole year. Penalties may be imposed for early withdrawal | 2.02% | $50 |
| 13 monthsRates effective as of 10/16/2026. APY assumes principal and interest remain on deposit for a whole year. Penalties may be imposed for early withdrawal | 3.79% | $411 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.