Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 886–900 results
- Volunteer BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000intro rateRequirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Renews automatically upon maturity. FDIC insured. $1,000 minimum deposit to open.
Offer: Penalty applies for early withdrawal.
Promotional rate · 2.50% interest rate · Effective Sep 17, 2026
Rate checked
More details - Bonvenu BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Unless otherwise noted, minimum balance to open and obtain stated APY is $1,000.00.
2.50% interest rate · Effective Sep 23, 2026
Rate checked
More details - Los Alamos Schools Credit Union90 Day Certificate of DepositCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,0002.50% interest rate · Effective Sep 16, 2026
Rate checked
More details - MONTGOMERY VAShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000Requirements
Product: Pays dividends quarterly. Lock those savings in with ASE for long term earnings. $500 minimum opening deposit.
Offer: Quarterly compounding
2.50% interest rate
Rate checked
More details - ASE Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000Requirements
Product: Minimum opening deposit $500. Pays dividends quarterly.
Offer: Interest compound period: Quarterly
2.50% interest rate
Rate checked
More details - County-City Credit UnionShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000Requirements
Product: Penalties apply for early withdrawal. Rates subject to change any time without notice. Fees may reduce earnings on the account.
2.50% interest rate · Effective Sep 14, 2026
Rate checked
More details - First Bank Elk RiverRegular Certificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000Requirements
Product: Minimum opening deposit is $500.00. Stated APY applies to the entire balance of the Certificate.
Offer: Early withdrawal penalty may be the loss of 3 months interest.
2.50% interest rate · Effective Aug 25, 2026
Rate checked
More details - Federated BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000intro rateRequirements
Product: Rates may change after account is opened. Minimum balance to open and maintain APY applies. Early withdrawal penalties may apply per individual contract terms.
Offer: 91-Day Term
2.50% interest rate · Effective Aug 25, 2026
Rate checked
More details - Eastex Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000Requirements
Product: Dividends can be compounded quarterly in the share certificate or transferred quarterly to another Eastex account.
2.50% interest rate · Compounded quarterly
Rate checked
More details - Community Bank of MarshallCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.52%APY$62 over 3 months on $10,000Requirements
Product: Personal accounts only; business and corporate accounts do not qualify. Early withdrawal penalty may be imposed. Fees could reduce earnings.
Offer: Compounds at maturity.
2.50% interest rate
Rate checked
More details - United Heritage Credit UnionCertificate of Deposit (CD)CD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.51%APY$62 over 3 months on $10,000Requirements
Product: Membership/Regular Savings account required. No monthly fee, service charge, or administration fees. Early withdrawal subject to penalty/loss of dividends.
Offer: Dividends credited at maturity; not compounded.
2.49% interest rate · Effective Oct 6, 2026
Rate checked
More details - Eagle Community Credit Union$1,000 Term Share CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Early withdrawal penalties apply (up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends).
2.47% interest rate · Effective Oct 23, 2026
Rate checked
More details - Universal City Studios Credit UnionShare CertificatesCD · 3 months · $500 min · 2.50%–2.60% by balance
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Dividend Rates are established by the Board of Directors and are subject to periodic change based on current economic conditions and credit union earnings. Membership requires a $1 one-time membership fee and a $5 initial savings deposit.
Offer: Minimum to earn dividends is $500.
2.47% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and upYour amount 2.50% $50,000 and upMinimum to earn dividends is $50,000. 2.60% Rate checked
More details - THE LOCAL Credit UnionTerm Share CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Fixed rates. Early withdrawals subject to penalty. No setup or maintenance fees.
Offer: Rates are fixed for the length of the Term Share. A penalty may be imposed for early withdrawal.
2.50% interest rate · Effective Nov 3, 2025
Rate checked
More details - Michigan Educational Credit UnionShare CertificatesCD · 3 months · $2,500 min
Credit union · Add a location to see nearby branches
2.50%APY$62 over 3 months on $10,000Requirements
Product: Rates are subject to change at any time without notice. Available with a compounding or non-compounding option. Early withdrawal penalty: 3 months and 6 months: all dividends accrued penalty; 1 to 2.5 years: 6 months of dividends accrued penalty; 3-5 years: 9 months of dividends accrued penalty.
Offer: Term: 91 Days. Early withdrawal penalty: all dividends accrued penalty.
Effective Sep 24, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank