Credit union · NCUA insured
MONTGOMERY VA CD Rates
Top CarrotMONTGOMERY VA’s best CD rate is 3.85% APY on a 9-month share certificate (CD), with extra requirements. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How MONTGOMERY VA’s CD rates compare
Compared with banks and credit unions near Montgomery, AL, where MONTGOMERY VA has the most branches. $10,000, best rate first.
This credit union’s best
MONTGOMERY VA
3.85%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $287
Share Certificates
Top rate
Auburn University Credit Union
4.50%APY
- Term
- 42–47 months
- Minimum
- $2,500
- Earns on $10,000
- —
2nd-highest rate
MAX Credit Union
4.32%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $543
MONTGOMERY VA CD score
80
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo2.77%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo3.03%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MONTGOMERY VA ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.85%APY · 10 terms
Pays dividends quarterly. Lock those savings in with ASE for long term earnings. $500 minimum opening deposit.
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsQuarterly compounding | 2.52% | — | 2.52% | $62 |
| 6 monthsQuarterly compounding | 2.77% | — | 2.77% | $138 |
| 9 monthsQuarterly compounding | 3.85% | — | 3.85% | $287 |
| 12 monthsQuarterly compounding | 3.28% | — | 3.28% | $328 |
| 15 monthsQuarterly compounding | 3.55% | — | 3.55% | $446 |
| 18 monthsQuarterly compounding | 3.80% | — | 3.80% | $575 |
| 24 monthsQuarterly compounding | 3.75% | — | 3.75% | $764 |
| 36 months3 Year Step Up; Quarterly compounding | — | 2.27% | 2.27% | $697 |
| 36 monthsQuarterly compounding | 2.52% | — | 2.52% | $775 |
| 48 monthsQuarterly compounding | 2.78% | — | 2.78% | $1,159 |
| 60 monthsQuarterly compounding | 3.03% | — | 3.03% | $1,610 |
Who can join MONTGOMERY VA
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