Credit union · NCUA insured
Universal City Studios Credit Union CD Rates
Universal City Studios Credit Union’s best CD rate is 3.20% APY on a 2-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How Universal City Studios Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Universal City Studios Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Universal City Studios Credit Union
3.10%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $630
Share Certificates
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Universal City Studios Credit Union CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo2.70%
- 9–15 months9–15 mo2.90%
- 16–30 months16–30 mo3.10%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Universal City Studios Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.10%APY · 5 terms
Dividend Rates are established by the Board of Directors and are subject to periodic change based on current economic conditions and credit union earnings. Membership requires a $1 one-time membership fee and a $5 initial savings deposit.
| Term | APY · $500 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsMinimum to earn dividends is $50,000 | — | 2.60% | —2.60% from $50k | — |
| 3 monthsMinimum to earn dividends is $500 | 2.50% | — | 2.50% | $62 |
| 6 monthsMinimum to earn dividends is $50,000 | — | 2.80% | —2.80% from $50k | — |
| 6 monthsMinimum to earn dividends is $500 | 2.70% | — | 2.70% | $134 |
| 12 monthsMinimum to earn dividends is $50,000 | — | 3.00% | —3.00% from $50k | — |
| 12 monthsMinimum to earn dividends is $500 | 2.90% | — | 2.90% | $290 |
| 24 monthsMinimum to earn dividends is $50,000 | — | 3.20% | —3.20% from $50k | — |
| 24 monthsMinimum to earn dividends is $500 | 3.10% | — | 3.10% | $630 |
| 36 monthsMinimum to earn dividends is $50,000 | — | 3.10% | —3.10% from $50k | — |
| 36 monthsMinimum to earn dividends is $500 | 3.00% | — | 3.00% | $927 |
Sources (1)
- ucscu.org/rates/deposit-rates · captured Sep 16, 2026
Special-purpose accounts
IRA/Roth IRA/Coverdell E.S.A. Certificate
Up to 3.10%APY · 3 terms
Applies to Traditional IRA, Roth IRA, and Coverdell E.S.A. certificates. Dividend rates are established by the Board of Directors and are subject to periodic change based on current economic conditions and credit union earnings. Membership requires a $1 one-time membership fee and a $5 initial savings deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMinimum to earn dividends is $500 | 2.90% | $290 |
| 24 monthsMinimum to earn dividends is $500 | 3.10% | $630 |
| 36 monthsMinimum to earn dividends is $500 | 3.00% | $927 |
Sources (1)
- ucscu.org/rates/deposit-rates · captured Sep 16, 2026
Who can join Universal City Studios Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who reside, work, regularly worship, or currently attend school in Los Angeles County.
Employers and groups
- Membership is open to current and retired employees of Universal Studios, subsidiary companies, affiliated divisions, and other organizations whose business is conducted within the confines of Universal City, as well as their immediate families.
Family and household
- Membership is open to family members of all members (including a spouse, child, parent, grandchild, grandparent, brother, sister, spouses/children of any such individual, or co-habitating domestic partners), spouses of persons who died while in the field of membership, and qualifying family of children who no longer reside in the family household.
Cost to join
- Opening a savings account requires an initial deposit of $5.
- Joining requires a one-time membership fee of $1.
Membership information collected October 5, 2026.