Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1246–1260 of 4,640 results
- Rogue Credit UnionCertificates $500 or MoreCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
3.54% interest rate · Effective Oct 22, 2026
Rate checked
More details - Copper State Credit UnionCertificate of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Membership is required. Low minimum deposit of $500. A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal equal to 180 days' dividends. Minimum balance $500. Opening deposit minimum $500.
3.54% interest rate · Effective Oct 19, 2026
Rate checked
More details - Irving City Employees Federal Credit UnionTerm Share CertificatesCD · 24 months · $1,500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Minimum balance required to open the account. You must maintain the minimum opening balance to maintain the Account. Penalties for Early Withdrawal of Principal apply (lesser of 3 months' dividends or dividends credited since opened for maturity of 1 year or less; 6 months' dividends for over 1 year). Automatically renews at maturity with a 10 calendar day grace period. No deposits permitted after opening until maturity.
Offer: Minimum balance required to open the account. You must maintain the minimum opening balance to maintain the Account.
3.55% interest rate · Effective Oct 9, 2026
Rate checked
More details - Rally Credit UnionCertificates of Deposit (CDs)CD · 24 months · $1,000 min · 3.60%–4.10% by balance
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Automatically renews at maturity to a 1-year term at the then-current rate. Early withdrawal penalties apply and withdrawals reduce APY.
3.55% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 and upYour amount 3.60% $100,000 and up 4.10% Rate checked
More details - Alliant Credit UnionCertificateCD · 24–35 months · $1,000 min · 3.60%–3.70% by balance
Credit union · Add a location to see nearby branches
3.60%APYRequirements
Product: Must be an Alliant Credit Union member. Dividends compound monthly and are paid on the last day of the month and at maturity. Early withdrawal penalty applies to principal withdrawals. No additional deposits allowed after opening. A Jumbo Certificate with balance falling below $75,000 converts to a Regular Certificate.
3.54% interest rate
Rate by balance
Rate by balance for Certificate Balance APY $1,000 – $75,000Your amount 3.60% $75,000 and upJumbo Share Certificate tier. 3.70% Rate checked
More details - Reliant Credit UnionInvestor CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Minimum opening deposit of $1,000. No additional deposits allowed until maturity. Early withdrawal penalty: 90 days dividends for terms of 12 months or less; 180 days dividends for terms greater than 12 months.
3.55% interest rate · Effective Sep 22, 2026
Rate checked
More details - Toledo Metro Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Tiered rates. Quarterly dividends. Automatically renewable at then-current market rates.
Offer: Quarterly compounding.
3.55% interest rate · Effective May 1, 2025
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More details - Community First Federal Credit UnionCertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Effective Oct 16, 2026
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More details - Communication Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000intro rateRequirements
Product: Rates subject to change at any time. A penalty may be imposed for early withdrawal. $1,000 minimum deposit required to open. Interest is paid monthly on the daily balance from the date of issue. Automatically renews at maturity.
Offer: Fixed rate type. Early withdrawal penalty may apply.
Promotional rate · 3.54% interest rate · Effective Oct 13, 2026
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More details - Greater Alliance Federal Credit UnionShare Certificate AccountCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Membership at credit union requires a savings account with $100 minimum balance to earn interest. $500 minimum deposit required to open. Early withdrawal penalty applies (90 days dividends for term 1 year or less; 180 days dividends for term greater than 1 year). Dividends compounded daily and credited monthly.
3.54% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - ANB BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Minimum opening deposit is $1,000. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually.
Offer: 24 Month term. Penalty may be imposed for early withdrawal. Maturities greater than one year pay interest at least annually.
3.55% interest rate · Effective Oct 13, 2026
Rate checked
More details - Columbine FCUJumbo Share CertificatesCD · 24 months · 3.60%–3.65% by balance
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: Exclusively for balances of $100,000.00 and greater. Early withdrawal penalties apply. Federally insured by NCUA.
Effective Feb 2, 2026
Rate by balance
Rate by balance for Jumbo Share Certificates Balance APY Any balanceYour amount 3.60% $100,000 and upEarly withdrawal penalty: 180 days dividends. 3.65% Rate checked
More details - Freedom Federal Credit UnionRegular Share CertificateCD · 24 months · $300 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000intro rateRequirements
Product: Minimum opening deposit of $300 for regular share accounts; $5 minimum deposit for youth club members under 18 years of age. Early withdrawal penalty may apply.
Offer: $300 minimum opening deposit ($5 for youth club members under 18)
Promotional rate · 3.55% interest rate · Effective Sep 25, 2026
Rate checked
More details - Vantage West Credit UnionCertificates (CD)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000with conditionsRequirements
Product: Minimum opening deposit of $500. Early withdrawal penalties apply and may reduce earnings. Membership required. No monthly service fees when enrolled in eStatements.
Offer: Standard rate. Monthly fee waived with eStatements.
Qualified rate · Effective Oct 2, 2026
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More details - First Northern Bank of WyomingCertificate of DepositCD · 24 months · $100 min
Bank · Add a location to see nearby branches
3.60%APY$733 over 24 months on $10,000Requirements
Product: *APY on Savings accounts and CD's are based on quarterly compounding of interest except for 3 and 6 month which are paid at maturity. *A service fee will be charged if balance falls below minimum balance. Seniors and students may be exempt from the monthly service fees. A penalty may apply for early withdrawal on Time Certificates of Deposit.
Offer: Quarterly compounding of interest.
3.55% interest rate · Effective Sep 24, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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