Credit union · NCUA insured
Reliant Credit Union
A $765.2M credit union headquartered in Sodus, NY, with 49,200 members and 10 branches in New York. Best rates: CDs 3.85% and savings 0.75% APY.
Reliant Credit Union Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#10 of 32 in Rochester, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Reliant Credit Union
Founded in 1970, Reliant Community Federal Credit Union is a member-owned financial institution operating ten branch locations.
Headquartered in Sodus, New York, the credit union serves Monroe, Ontario, and Wayne counties.
- Headquarters
- 10 Benton Pl, Sodus, NY 14551-1157
- NCUA charter
- 20258
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or go to school in Monroe, Ontario, or Wayne County in New York are eligible to join.
Family and household
- Immediate family members (including spouse, parents, children, siblings, grandparents, and grandchildren, including step and adoptive relationships, but not in-laws) and household members of eligible individuals are eligible to join.
Other ways
- Businesses and other legal entities headquartered in Monroe, Ontario, or Wayne County can open accounts.
Branches
10 branches in New York
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New York
10 branches
- SodusMain office10 Benton Pl, Sodus, NY 14551Directions
- Brockport6265 Brockport Spencerport Rd, Brockport, NY 14420Directions
- Canandaigua3255 County Road 10, Canandaigua, NY 14424Directions
- Farmington1290 State Route 332, Farmington, NY 14425Directions
- Geneva990 State Route 5 and 20, Geneva, NY 14456Directions
- Macedon1520 Victor Rd, Macedon, NY 14502Directions
- Newark205 N Main St, Newark, NY 14513Directions
- Henrietta1200 Marketplace Dr, Rochester, NY 14623Directions
- Irondequoit625 Titus Ave, Rochester, NY 14617Directions
- Webster870 Holt Rd, Webster, NY 14580Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.57% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.36% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.93% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $76 | $76 | — |
- CapitalNet worth ratio9.57%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.36%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.93%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$76Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Reliant Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.