Credit union · NCUA insured
Rally Credit Union CD Rates
Rally Credit Union’s best CD rate is 4.30% APY on a 15-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How Rally Credit Union’s CD rates compare
Compared with banks and credit unions near Corpus Christi, TX, where Rally Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Rally Credit Union
3.80%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $477
Certificates of Deposit (CDs)
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
Rally Credit Union CD score
83
CD score
Higher than 61% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.60%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rally Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.80%APY · 7 terms
Automatically renews at maturity to a 1-year term at the then-current rate. Early withdrawal penalties apply and withdrawals reduce APY.
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | 3.75% | — | 3.75% | $92 |
| 6 months | 3.35% | 3.85% | 3.35%3.85% from $100k | $166 |
| 9 monthsRenewal rate only; no longer available for new accounts | 1.10% | — | 1.10% | $82 |
| 12 months | 3.60% | 4.10% | 3.60%4.10% from $100k | $360 |
| 15 months | 3.80% | 4.30% | 3.80%4.30% from $100k | $477 |
| 24 months | 3.60% | 4.10% | 3.60%4.10% from $100k | $733 |
| 36 months | 3.60% | 4.10% | 3.60%4.10% from $100k | $1,119 |
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.30%APY · 3 terms
Available for Traditional, Roth, and Coverdell IRAs. Automatically renews to a 1-year term at the then-current rate. Early withdrawal penalties apply and withdrawals reduce APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.35% | $335 |
| 15 months | 3.80% | $477 |
| 24 months | 3.25% | $661 |
Sources (2)
All captured Oct 16, 2026
Who can join Rally Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Aransas, Bee, Cameron, Hidalgo, Jim Wells, Kleberg, Nueces, or San Patricio counties in Texas.
Employers and groups
- Anyone across Texas is eligible for membership through a free partnership/membership with the Texas Consumer Council (TXCC).
Cost to join
- A deposit of at least $25.00 in cash or check must be maintained to remain a member of Rally.
Membership information collected October 5, 2026.