Credit union · NCUA insured
Vantage West Credit Union
Top CarrotA $3.3B credit union, the 152nd largest of 4,329, headquartered in Tucson, AZ, with 214,956 members and 19 branches in Arizona. Best rates: CDs 4.15% and savings 0.15% APY.
Vantage West Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#2 of 26 in Tucson, AZ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Vantage West Credit Union
Vantage West was founded in 1955 when a group of airmen came together inside a room on Davis-Monthan Air Force Base to create a financial resource built on trust.
Operating as Southern Arizona's largest credit union, the member-owned institution reinvests in Arizona communities.
- Headquarters
- 2480 N Arcadia Ave, Tucson, AZ 85712-5735
- NCUA charter
- 68558
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Arizona residents qualify for membership.
Employers and groups
- Employees of partner companies qualify for membership.
Cost to join
- Opening an account requires a $5 deposit.
Branches
19 branches in Arizona
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Arizona
19 branches
Tucson area · 14
- Oro Valley11165 N La Canada Dr, Ste 155, Oro Valley, AZ 85737Directions
- 1st/Wetmore Branch4280 N 1st Ave, Tucson, AZ 85719Directions
- 22nd & Kolb6970 E 22nd St, #110, Tucson, AZ 85710Directions
- Base Branch3320 S Craycroft Rd, DM Air Force Base, Tucson, AZ 85707Directions
- Broadway Branch8465 E Broadway Blvd, Tucson, AZ 85710Directions
- Golder Ranch15250 N Oracle Rd, Suite 150, Tucson, AZ 85739Directions
- I-19 & Irvington4850 S Landing Way, Ste 110, Tucson, AZ 85714Directions
- Marana (Arizona Pavilions) Branch8290 N Cortaro Rd, Tucson, AZ 85743Directions
- Northwest Branch550 W Magee Rd, Tucson, AZ 85704Directions
- Rita Ranch7394 S Nexus Dr, Tucson, AZ 85747Directions
- Southwest Branch3125 E Valencia Rd, Tucson, AZ 85706Directions
- Tanque Verde Branch7163 E Tanque Verde Rd, Tucson, AZ 85715Directions
- University Branch801 E Speedway Blvd, Tucson, AZ 85719Directions
- Wilmot Branch1100 N Wilmot Rd, Tucson, AZ 85712Directions
Phoenix area · 4
- Casa Grande Branch2008 E Florence Blvd, Casa Grande, AZ 85122Directions
- Cooper Square Branch1671 S Cooper Rd, Gilbert, AZ 85233Directions
- Peoria Branch4482 W Peoria Ave, Glendale, AZ 85302Directions
- Phoenix10855 N Tatum Blvd, Suite 180, Phoenix, AZ 85028Directions
Sierra Vista area · 1
- Tombstone Branch218 S Sumner Street, Tombstone, AZ 85638Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.32% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.84% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.77% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $89 | $88 | — |
- CapitalNet worth ratio10.32%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.84%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.77%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$89Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Vantage West Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.