Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1156–1170 of 4,640 results
- The Home Loan Savings BankCertificatesCD · 24–35 months · $500 min
Bank · Add a location to see nearby branches
3.65%APYintro rateRequirements
Product: Penalty for early withdrawal. Fees may reduce earnings. Rates are subject to change at any time.
Offer: 24-35 Month Certificate
Promotional rate · 3.59% interest rate · Effective Oct 20, 2026
Rate checked
More details - Tropical Financial Credit UnionRegular Certificate of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Minimum average daily balance to earn APY is $500. Early withdrawal penalties apply. Rates effective as of October 19, 2026.
Offer: Minimum average daily balance to earn APY is $500.
3.60% interest rate · Effective Oct 19, 2026
Rate checked
More details - FirstBank of NebraskaCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000intro rateRequirements
Product: A penalty may be imposed for early withdrawal. Rates are good through 10/27/2026.
Offer: Daily balance minimum to obtain APY. Early withdrawal penalty may apply.
Promotional rate · 3.60% interest rate · Effective Oct 27, 2026
Rate checked
More details - MTC Federal Credit UnionShare Certificates PlusCD · 24 months · $10,000 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Quarterly Posted Dividend Certificates. Monthly Distributed Dividend Certificates are available. Early withdrawal penalty applies. Must be a credit union member.
3.60% interest rate
Rate checked
More details - InTouch Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,0003.59% interest rate · Effective Oct 13, 2026
Rate checked
More details - Utilities Employees Credit UnionAdvantages Certificate of DepositCD · 24 months · $500 min · 3.55%–3.75% by balance
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Opening balance and minimum balance of $500 for all certificates. APY assumes dividends remain in the account until maturity and minimum balance is maintained. After opening, additional deposits cannot be made during the term. Penalty imposed for early withdrawal.
3.49% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Advantages Certificate of Deposit Balance APY $500 – $10,000 3.55% $10,000 – $75,000Your amount 3.65% $75,000 and up 3.75% Rate checked
More details - 3.65%APY$743 over 24 months on $10,000
Effective Oct 16, 2026
Rate checked
More details - Sharon BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: CDs automatically renew unless requested otherwise. Early withdrawals subject to penalty. No setup or maintenance fees. Promotional accounts may require a higher opening deposit.
3.54% interest rate
Rate checked
More details - Community First Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Penalty for early withdrawal on Certificates.
Offer: Penalty for early withdrawal on Certificates.
3.59% interest rate · Effective Oct 15, 2026
Rate checked
More details - Citizens Savings BankCertificates of DepositCD · 24 months · $2,500 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Early withdrawal penalty applies. Daily balance required for rate qualification.
Offer: Early withdrawal penalty applies. Minimum opening deposit $2500.
3.65% interest rate · Effective Oct 6, 2026
Rate checked
More details - EPIC Federal Credit UnionTerm Share CertificatesCD · 24 months · $1,000 min · 3.65%–3.75% by balance
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000with conditionsRequirements
Product: Regular Tier Share Certificates have tiered rates based on total balances in all savings accounts (except IRAs)
Qualified rate · 3.59% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $1,000 – $50,000Your amount 3.65% $50,000 – $100,000 3.70% $100,000 and up 3.75% Rate checked
More details - Bank of ZacharyCertificates of DepositCD · 24 months · $2,500 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: No monthly service charge. Automatic renewals. Fixed interest rate for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
3.60% interest rate · Effective Oct 16, 2026
Rate checked
More details - FORUM Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Minimum $500 required to open. Early withdrawal penalties apply. Rates subject to change without notice.
Offer: Early withdrawal penalties apply.
3.58% interest rate · Effective Oct 1, 2026
Rate checked
More details - Excel Federal Credit UnionShare Certificates/CDsCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000with conditionsRequirements
Product: Early withdrawal penalty fees will be imposed and can reduce earnings on accounts. Deposits NCUA insured to $250,000. Membership open to individuals who live, work, worship, or attend school in Forsyth, Fulton, Gwinnett, and Hall counties, and their immediate family members. Fixed rates compounded quarterly.
Offer: Payroll direct deposit is required for special promotional as-high-as rate. Minimum $500 balance to earn stated annual percentage yield.
Qualified rate · 3.60% interest rate · Compounded quarterly · Effective Oct 16, 2026
Rate checked
More details - Parke BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$743 over 24 months on $10,000Requirements
Product: Early withdrawal penalties apply. Available in amounts of $500 or more. Interest can be paid monthly, quarterly, or at maturity with flexible terms and a guaranteed interest rate for the term of the certificate.
3.59% interest rate · Effective Oct 12, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank