Bank · FDIC insured
Sharon Bank CD Rates
Sharon Bank’s best CD rate is 4.30% APY on a 9-month CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Sharon Bank’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Sharon Bank has the most branches. $10,000, best rate first.
This bank’s best
Sharon Bank
4.30%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $321
Certificates of Deposit (CDs)
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Sharon Bank CD score
89
CD score
Higher than 88% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.30%
- 16–30 months16–30 mo3.65%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sharon Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.30%APY · 10 terms
CDs automatically renew unless requested otherwise. Early withdrawals subject to penalty. No setup or maintenance fees. Promotional accounts may require a higher opening deposit.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.60% | $90 |
| 6 months | 3.75% | $186 |
| 7 months | 4.00% | $231 |
| 9 months | 4.30% | $321 |
| 12 months | 3.65% | $365 |
| 13 months | 4.10% | $445 |
| 18 months | 3.25% | $491 |
| 24 months | 3.65% | $743 |
| 36 months | 3.00% | $927 |
| 48 months | 3.25% | $1,365 |
Sources (2)
- sharonbank.com/loans/credit-ca…rsonal-credit-cards.html
- sharonbank.com/personal/person…ates-of-deposit-cds.html
All captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 4.30%APY · 10 terms
Funds can be used to purchase CDs within IRA. Traditional and Roth IRA options. No setup fees, monthly or annual maintenance fees. Early withdrawal penalties apply for certificate accounts. Consult a tax advisor.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.60% | $90 |
| 6 months | 3.75% | $186 |
| 7 months | 4.00% | $231 |
| 9 months | 4.30% | $321 |
| 12 months | 3.65% | $365 |
| 13 months | 4.10% | $445 |
| 18 months | 3.25% | $491 |
| 24 months | 3.65% | $743 |
| 36 months | 3.00% | $927 |
| 48 months | 3.25% | $1,365 |
Sources (2)
- sharonbank.com/loans/credit-ca…rsonal-credit-cards.html
- sharonbank.com/personal/person…ement-accounts-iras.html
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.