Credit union · NCUA insured
Excel Federal Credit Union
A $173.2M credit union headquartered in Peachtree Corners, GA, with 10,387 members and 2 branches in Georgia. Best rates: CDs 4.00% and savings 0.90% APY.
Excel Federal Credit Union Carrot Score
83
Carrot Score
Higher than 64% of U.S. banks and credit unions
#26 of 60 in Atlanta, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Excel Federal Credit Union
Chartered in 1952 as Atlanta GSA Federal Credit Union to serve federal employees of the General Services Administration, the credit union renamed to Excel Federal Credit Union in 1996 after moving to Peachtree Corners.
The member-owned credit union offers banking services to people who live, work, worship, or attend school in Forsyth, Fulton, Gwinnett, or Hall counties in Georgia.
- Headquarters
- 5070 Peachtree Industrial Blvd, Peachtree Corners, GA 30071-1587
- NCUA charter
- 7825
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, worships, or attends school in Forsyth, Fulton, Gwinnett, or Hall counties.
Family and household
- Immediate family members of members are eligible to join.
Cost to join
- Membership requires opening a savings account with a $5 deposit.
Branches
2 branches in Georgia
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Georgia
2 branches
- Main OfficeMain office5070 Peachtree Industrial Blvd, Peachtree Corners, GA 30071Directions
- Midtown1718 Peachtree St NW Ste 153, Atlanta, GA 30309Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.60% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.50% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.19% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $99 | $76 | — |
- CapitalNet worth ratio13.60%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.50%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.19%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$99Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Excel Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.