Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1111–1125 of 4,640 results
- Washington Savings BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Must be opened in person by the primary account holder with proper identification. After opening, deposits or withdrawals are not permitted until maturity without penalty. Auto-renews at maturity; 10 calendar days grace period. Current rates effective as of September 29, 2026.
Offer: 24 Month CD. Interest rate and APY remain in effect until maturity. Interest is compounded and credited quarterly on Jan 31, Apr 30, Jul 31 & Oct 31. Auto-renews with 10 calendar days grace period. Early withdrawal penalty equal to 270 days simple interest.
3.65% interest rate · Effective Sep 29, 2026
Rate checked
More details - Riverfront Federal Credit UnionNonpreferred CertificatesCD · 24 months · $100 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Available to members who live, work, worship, or attend school in Berks County, PA, or eligible family/legal entities with a $5.00 savings deposit. No monthly service charge. Fixed interest rate. Early withdrawal penalty applies.
Offer: Fixed to maturity. Subject to early withdrawal penalty.
Effective Oct 1, 2026
Rate checked
More details - Hancock Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Membership eligibility required (live, work, worship, or attend school in Hancock County). Excludes JR Certificates. Early withdrawal penalty applies. Minimum balance $500 to open and earn advertised APY.
3.63% interest rate · Effective Oct 1, 2026
Rate checked
More details - USALLIANCE FinancialStep-Up CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000intro rateRequirements
Product: Member can request a one-time rate increase prior to maturity matching the USALLIANCE rate posted for current Step-Up certificate with same original maturity.
Promotional rate · 3.63% interest rate · Effective Oct 1, 2026
Rate checked
More details - ServU Credit UnionShare CertificateCD · 24 months · $1,000 min · 3.70%–3.91% by balance
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000intro rateRequirements
Product: $1000 minimum balance required. Early withdrawal penalty may be imposed. Dividends posted quarterly. Jumbo Share Certificate = $100,000 or more.
Offer: Early withdrawal penalty may be imposed. $1000 minimum balance required.
Promotional rate · 3.65% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and upYour amount 3.70% $100,000 and up 3.91% Rate checked
More details - 3.70%APY$754 over 24 months on $10,000
Requirements
Product: Membership eligibility and a minimum $5 membership share deposit are required for credit union membership. Minimum balance to open is $500. Early withdrawal penalty will apply (2% of amount withdrawn).
3.64% interest rate · Effective Sep 29, 2026
Rate checked
More details - First Florida Credit UnionCertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000intro rateRequirements
Product: Membership eligibility required ($5.00 minimum deposit to Savings Prime Share Account to join). Funds federally insured up to $250,000 by NCUA.
Offer: 24 Month Step: At maturity, automatically renews as a regular 24 month term at the rate in effect at that time. Once during the term, you may exchange this APY for the current APY in effect at that time, and add any amount to the balance at the same time.
Promotional rate · 3.64% interest rate · Effective Aug 1, 2026
Rate checked
More details - Mutual Savings Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Early withdrawal penalties apply for share certificates. Rates quoted are best available and subject to change.
Effective Oct 1, 2026
Rate checked
More details - 3.70%APY$754 over 24 months on $10,000
Requirements
Product: Available In Branch and Online. Automatically renews at maturity.
Offer: Fixed rate for 24 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
3.64% interest rate · Effective Sep 25, 2026
Rate checked
More details - The Clay City Banking Co.Certificates of DepositCD · 24 months
Bank · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Product: Returns may be higher than regular savings for the length of the term. Terms range from 3 months to 5 years. Early withdrawal penalties apply. FDIC insured up to $250,000.
Offer: Penalty for early withdrawal. APYs on certificates are based on actual days per month/per year and quarterly compounding.
3.65% interest rate · Effective Sep 17, 2026
Rate checked
More details - Everglades Federal Credit UnionShare CertificateCD · 24 months
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000with conditionsRequirements
Product: Penalty will or may be imposed for early withdrawal on Share Certificates. Fees could reduce earnings on the account if maintenance or activity fees apply.
Offer: Fixed rate type. Special requires Savings, Checking, Direct Deposit.
Qualified rate · 3.65% interest rate · Effective May 11, 2026
Rate checked
More details - BCFCUCertificate of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000intro rateRequirements
Product: Dividends compounded and credited/paid monthly. $1,000 minimum balance required unless specified. Automatically renews on maturity date with a 20-day penalty-free withdrawal grace period. Substantial early withdrawal penalty applies (equal to 90 days dividends for maturity 30 days to 1 year; 180 days dividends for maturity > 1 year). Membership eligibility requirements apply.
Promotional rate · 3.64% interest rate
Rate checked
More details - Bank of Prairie du SacCertificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000Requirements
Offer: A penalty may be imposed for early withdrawal.
3.70% interest rate
Rate checked
More details - 3.70%APY$754 over 24 months on $10,000
Requirements
Product: Minimum balance to open is $500.00. Minimum balance to obtain APY is $500.00. Early withdrawal penalties may apply. Fees may reduce earnings. Interest rates and APYs are subject to change.
3.67% interest rate · Effective Oct 30, 2025
Rate checked
More details - Northern Communities Credit Union (NCCYou)Share CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$754 over 24 months on $10,000intro rateRequirements
Product: Requires credit union membership ($5 minimum share account balance). Minimum opening balance of $1,000. Interest compounded daily; paid at maturity for terms up to 24 months, paid quarterly for terms greater than 24 months. Penalty for early withdrawal.
Offer: Interest compounded daily; paid quarterly for share certificates of 24 months or more.
Promotional rate · Compounded daily · Effective Aug 31, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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