Credit union · NCUA insured
Hancock Federal Credit Union
A $118M credit union headquartered in Findlay, OH, with 9,067 members and 2 branches in Ohio. Best rates: CDs 4.00% and savings 1.85% APY.
Hancock Federal Credit Union Carrot Score
85
Carrot Score
Higher than 68% of U.S. banks and credit unions
#1 of 12 in Findlay, OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Hancock Federal Credit Union
Chartered in 1938, Hancock Federal Credit Union is a member-owned financial institution.
- Headquarters
- 1701 E Melrose Ave, Findlay, OH 45840-4415
- NCUA charter
- 2815
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Hancock County qualify for membership.
- Individuals who work in Hancock County qualify for membership.
- Individuals who worship in Hancock County qualify for membership.
Military, government and schools
- Individuals who attend school in Hancock County qualify for membership.
Family and household
- Immediate family members of existing Hancock Federal Credit Union members qualify for membership.
Cost to join
- Only a $5 minimum membership share is needed to open an account.
Branches
2 branches in Ohio
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Ohio
2 branches
- Hancock Federal CUMain office1701 E Melrose Ave, Findlay, OH 45840Directions
- Hancock Federal CU125 Trenton Ave, Findlay, OH 45840Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.79% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.58% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.39% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $81 | $76 | — |
- CapitalNet worth ratio8.79%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.58%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.39%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$81Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Hancock Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.