Credit union · NCUA insured
ServU Credit Union
A $519M credit union headquartered in Painted Post, NY, with 43,467 members and 7 branches in New York. Best rates: CDs 3.96% and savings 0.50% APY.
ServU Credit Union Carrot Score
77
Carrot Score
Higher than 45% of U.S. banks and credit unions
#2 of 7 in Corning, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About ServU Credit Union
Founded in 1956, ServU Credit Union is a member-owned financial institution serving 17 counties across New York and Pennsylvania.
- Headquarters
- 87 Victory Hwy, Painted Post, NY 14870-1006
- NCUA charter
- 10933
Branches
7 branches in New York
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New York
7 branches
Corning area · 4
- 87 Victory HwyMain office87 Victory Hwy, Painted Post, NY 14870Directions
- Bath7215 State Route 54, Bath, NY 14810Directions
- Corning111 Pine St, Corning, NY 14830Directions
- Hornell10 Taylor St, Hornell, NY 14843Directions
Alfred area · 1
- Alfred180 N Main St, Alfred, NY 14802Directions
Dundee area · 1
- Dundee46 Millard St, Dundee, NY 14837Directions
Penn Yan area · 1
- Penn Yan102 Delano Pl, Penn Yan, NY 14527Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.83% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.47% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.43% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $86 | $76 | — |
- CapitalNet worth ratio14.83%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.47%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.43%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$86Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of ServU Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.