Credit union · NCUA insured
Hancock Federal Credit Union CD Rates
Hancock Federal Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Hancock Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Findlay, OH, where Hancock Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Hancock Federal Credit Union
4.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $400
Share Certificate
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $169
Hancock Federal Credit Union CD score
85
CD score
Higher than 70% of U.S. banks and credit unions
- 3–8 months3–8 mo1.75%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo4.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Hancock Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.00%APY · 9 terms
Membership eligibility required (live, work, worship, or attend school in Hancock County). Excludes JR Certificates. Early withdrawal penalty applies. Minimum balance $500 to open and earn advertised APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.50% | $37 |
| 6 months | 1.75% | $87 |
| 12 months | 4.00% | $400 |
| 18 months | 3.65% | $552 |
| 24 months | 3.70% | $754 |
| 30 months | 3.70% | $951 |
| 36 months | 3.85% | $1,200 |
| 48 months | 3.90% | $1,654 |
| 60 months | 4.00% | $2,167 |
Sources (2)
All captured Oct 6, 2026
Who can join Hancock Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Hancock County qualify for membership.
- Individuals who work in Hancock County qualify for membership.
- Individuals who worship in Hancock County qualify for membership.
Military, government and schools
- Individuals who attend school in Hancock County qualify for membership.
Family and household
- Immediate family members of existing Hancock Federal Credit Union members qualify for membership.
Cost to join
- Only a $5 minimum membership share is needed to open an account.
Membership information collected October 5, 2026.