Credit union · NCUA insured
ServU Credit Union CD Rates
ServU Credit Union’s best CD rate is 3.96% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How ServU Credit Union’s CD rates compare
Compared with banks and credit unions near Corning, NY, where ServU Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ServU Credit Union
3.80%APY
- Term
- 19 months
- Minimum
- $1,000
- Earns on $10,000
- $608
Share Certificate
Top rate
Chemung Canal Trust Company
4.00%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $400
2nd-highest rate
First Heritage Federal Credit Union
4.00%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $816
ServU Credit Union CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo3.55%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ServU Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.80%APY · 7 terms
$1000 minimum balance required. Early withdrawal penalty may be imposed. Dividends posted quarterly. Jumbo Share Certificate = $100,000 or more.
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsEarly withdrawal penalty may be imposed. $1000 minimum balance required | 3.55% | — | 3.55% | $176 |
| 9 monthsLimited time Certificate Promotion. Early withdrawal penalty may be imposed. $1000 minimum balance required | 3.75% | — | 3.75% | $280 |
| 12 monthsEarly withdrawal penalty may be imposed. $1000 minimum balance required | 3.65% | — | 3.65% | $365 |
| 18 monthsEarly withdrawal penalty may be imposed. $1000 minimum balance required | 3.70% | — | 3.70% | $560 |
| 19 monthsLimited time Certificate Promotion. Early withdrawal penalty may be imposed. $1000 minimum balance required | 3.80% | — | 3.80% | $608 |
| 24 monthsEarly withdrawal penalty may be imposed. $1000 minimum balance required | 3.70% | — | 3.70% | $754 |
| 24 monthsJumbo Share Certificate = $100,000 or more. Early withdrawal penalty may be imposed | — | 3.91% | —3.91% from $100k | — |
| 36 monthsEarly withdrawal penalty may be imposed. $1000 minimum balance required | 3.75% | — | 3.75% | $1,168 |
| 36 monthsJumbo Share Certificate = $100,000 or more. Early withdrawal penalty may be imposed | — | 3.96% | —3.96% from $100k | — |
Sources (1)
- servucu.com/bank/certificates · captured Oct 5, 2026
Special-purpose accounts
IRA Share Certificate
Up to 3.75%APY · 4 terms
Early withdrawal penalty may be imposed. $1000 minimum balance required. Jumbo Share Certificate = $100,000 or more. Dividends posted quarterly.
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 4 monthsEarly withdrawal penalty may be imposed. $1000 minimum balance required | 3.70% | — | 3.70% | $122 |
| 12 monthsEarly withdrawal penalty may be imposed. $1000 minimum balance required | 3.65% | — | 3.65% | $365 |
| 24 monthsJumbo Share Certificate = $100,000 or more. Early withdrawal penalty may be imposed | — | 3.91% | —3.91% from $100k | — |
| 36 monthsEarly withdrawal penalty may be imposed. $1000 minimum balance required | 3.75% | — | 3.75% | $1,168 |
| 36 monthsJumbo Share Certificate = $100,000 or more. Early withdrawal penalty may be imposed | — | 3.96% | —3.96% from $100k | — |
Sources (1)
- servucu.com/bank/certificates · captured Oct 5, 2026
Who can join ServU Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.