Bank · FDIC insured
Twin Cedars Bank CD Rates
Twin Cedars Bank’s best CD rate is 4.00% APY on a 9-month CD. Terms run from 9 months to 2 years. Rates checked October 16, 2026.
How Twin Cedars Bank’s CD rates compare
Compared with banks and credit unions in Iowa, where Twin Cedars Bank has the most branches. $10,000, best rate first.
This bank’s best
Twin Cedars Bank
4.00%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $299
CD Specials
Top rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
Up to 4.00%APY · 4 terms
Minimum balance to open is $500.00. Minimum balance to obtain APY is $500.00. Early withdrawal penalties may apply. Fees may reduce earnings. Interest rates and APYs are subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 months9 Month Flex CD | 4.00% | $299 |
| 12 months | 3.90% | $390 |
| 18 months | 3.75% | $568 |
| 24 months | 3.70% | $754 |
Sources (1)
- twincedars.bank/bank-account-rate-sheet · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.