Bank · FDIC insured
Bank of Prairie du Sac
A $744.5M bank headquartered in Prairie du Sac, WI, with 2 branches in Wisconsin. Best rates: CDs 3.75% and savings 1.00% APY.
Bank of Prairie du Sac Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#5 of 12 in Baraboo, WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Prairie du Sac
Bank of Prairie du Sac was formed in January 1932 through the merger of Peoples State Bank and Prairie Sauk Bank, and remains a locally owned, independent community bank.
The bank operates under a charter granted on March 22, 1916 to Peoples State Bank, originally located at Galena and Water Street in Prairie du Sac.
It offers financial services to residents, businesses, and agricultural operations throughout Sauk Prairie and the surrounding area.
- Headquarters
- 555 Park Ave, Prairie du Sac, WI 53578
- FDIC certificate
- 14660 ↗
Branches
2 branches in Wisconsin
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Wisconsin
2 branches
- Bank of Prairie du SacMain office555 Park Ave, Prairie du Sac, WI 53578Directions
- Sauk City Branch865 Phillips Blvd, Sauk City, WI 53583Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.70% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.57% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $61 | $81 | — |
- CapitalLeverage ratio13.70%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.57%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$61Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Prairie du Sac are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.