Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1066–1080 of 4,640 results
- Telco Plus Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Membership in Telco Plus Credit Union is required. Dividend rate is fixed for the term after opening. A penalty is imposed for early withdrawal.
Offer: 90-day penalty for early withdrawal.
3.69% interest rate · Effective Sep 1, 2026
Rate checked
More details - Shell FCUShare CertificatesCD · 24 months · $500 min · 3.75%–3.90% by balance
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Early withdrawal penalties apply.
Effective Sep 17, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and upYour amount 3.75% $25,000 and up 3.75% $50,000 and up 3.90% $100,000 and up 3.90% Rate checked
More details - Redwood Credit UnionPersonal Savings CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000with conditionsRequirements
Product: Must be an RCU Member (live, work, or own a business in Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa counties; family member of a current Member; or work for a Select Employer Group). $1,000 minimum deposit. Early withdrawal penalty applies.
Offer: Requires active checking account (3 or more transactions per month, excluding 24-Hour Telephone Teller, fee, or dividend posting transactions).
Qualified rate · 3.69% interest rate · Effective Sep 16, 2026
Rate checked
More details - Modesto's FirstShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Dividends paid quarterly on the last day of each quarter. Early withdrawal penalties apply (for qualifying period of one year or less, forfeit 90 days dividends on amount withdrawn; for more than one year, forfeit 180 days dividends).
Offer: Dividends paid quarterly.
3.70% interest rate · Effective May 1, 2026
Rate checked
More details - California Highway Patrol Credit UnionCertificatesCD · 24 months · $2,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: CAHP Credit Union membership required. $2,000 minimum deposit required to open and maintain certificate account. Substantial penalty for early withdrawal. APY assumes dividends are reinvested and remain in the account for the duration of the term. Rates subject to change without notice.
Offer: CAHP Credit Union membership required. $2,000 minimum deposit required to open and maintain certificate account.
Rate checked
More details - Sheridan Community Federal Credit UnionCertificate of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Open with a $500 minimum deposit and choose terms from three months to five years with a guaranteed rate of return.
3.69% interest rate · Effective Dec 29, 2025
Rate checked
More details - Tinker Federal Credit UnionRate BoosterCD · 24 months · $1,000 min · 3.58%–4.15% by balance
Credit union · Add a location to see nearby branches
3.74%APY$762 over 24 months on $10,000Requirements
Product: Deposits may not be made after opened until maturity. Early withdrawal penalty applies (number of days dividend lost for withdrawals made before maturity).
Offer: Early withdrawal penalty: 180 Days.
3.53% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Rate Booster Balance APY $1,000 and up 3.58% $10,000 and upYour amount 3.74% $25,000 and up 3.94% $50,000 and up 4.05% $99,000 and up 4.15% Rate checked
More details - Central Keystone FCUShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.74%APY$761 over 24 months on $10,000Requirements
Product: A penalty will be imposed for ealy withdrawal of term share accounts
Effective Oct 22, 2026
Rate checked
More details - The Bank of RomneyCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.72%APY$758 over 24 months on $10,000intro rateRequirements
Product: Low minimum deposit of $500.00 for CDs of 18 months or shorter, $1,000.00 for 24-60 month CDs. Terms range from 91 days to 60 months. Penalty for early withdrawal. Interest may be compounded, transferred to another account, or sent by check.
Offer: Compounded daily. Early withdrawal penalty of 90 days. Three withdrawals per year with penalty.
Promotional rate · 3.65% interest rate · Compounded daily · Effective Oct 14, 2026
Rate checked
More details - Albright Credit UnionShare Certificates of DepositCD · 24 months · $2,500 min
Credit union · Add a location to see nearby branches
3.72%APY$758 over 24 months on $10,000Requirements
Product: Dividends are compounded daily and credited monthly using average daily balance. Substantial penalty for early withdrawal. Rates effective 9/21/2026. Fixed rate until maturity.
3.65% interest rate · Compounded daily · Effective Sep 21, 2026
Rate checked
More details - Your Legacy Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.72%APY$757 over 24 months on $10,000Requirements
Product: Rates are locked in at account opening through the fixed period. Early withdrawal may be subject to penalty. Federally insured up to $250,000 by NCUA.
Offer: Compounding frequency: Monthly
3.65% interest rate
Rate checked
More details - Great North BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Interest compounded and credited monthly. Assumes interest remains on deposit until maturity; withdrawal or paying interest out reduces earnings. Closing account before interest is credited forfeits accrued interest.
Effective May 20, 2026
Rate checked
More details - Cherokee County Teachers Federal Credit UnionCertificatesCD · 24 months · $5,000 min
Credit union · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,0003.65% interest rate · Effective Oct 21, 2025
Rate checked
More details - St. James Parish Credit UnionTerm CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Products and services limited to St. James Parish Credit Union members only. Certificates compound and credit dividends monthly. Subject to penalties for early withdrawal. Deposit of new funds limited to $100,000 per member. Rates apply for $25,000 new funds maximum or funds already on deposit.
Offer: Rates for $25,000 new fund maximum or funds already on deposit.
3.65% interest rate · Effective Oct 20, 2026
Rate checked
More details - West Pointe BankFixed Rate Certificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.71%APY$756 over 24 months on $10,000Requirements
Product: Fixed Rate Certificates of Deposit (CODs) may be subject to an early withdrawal penalty. Interest compounds monthly. APY assumes interest remains in account until maturity or funds are withdrawn. Withdrawals and fees will reduce earnings.
Offer: Interest compounds monthly. Early withdrawal penalty may apply.
3.65% interest rate · Effective Oct 19, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank